Controlled Credit Corporation

Updated

Is Controlled Credit Corporation hurting your credit score?

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Who is Controlled Credit Corporation?

Controlled Credit Corporation is a debt collection agency based in Cincinnati, Ohio. They provide services primarily focused on the recovery of outstanding debts.

If Controlled Credit Corporation is listed on your credit report as a collections account, it means that you have an outstanding debt that has been transferred to them for collection.

Who does Controlled Credit Corporation collect for?

Controlled Credit Corporation primarily collects debts on behalf of companies in the healthcare industry. This includes but is not limited to hospitals, clinics, and other healthcare providers. They engage in recovering debts arising from unpaid medical bills or related services.

Is Controlled Credit Corporation legit or a scam?

Controlled Credit Corporation is a legitimate debt collection company. However, they may engage in persistent contact methods to collect the debt, including repeated phone calls, texts, or emails.

How can I remove Controlled Credit Corporation from my credit report?

Collections can hurt your credit score and remain on your credit report for up to seven years, regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.

However, it is possible to remove a collection account from your credit history before seven years.

(While debt collectors may not want this information to be widely known, it’s your right to be informed.)

Ready to Raise Your Credit Score?

Learn how credit repair professionals can assist you in disputing inaccuracies on your credit report.

Professional credit repair services work with people who want to get their credit back on track.

In addition to collections, they can help you to challenge other inaccurate, unfair, or unsubstantiated information on your credit report. These items include inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.

Get started on the path to better credit today: Fill out the form for a free credit consultation.

Controlled Credit Corporation Contact Information

Address:

Controlled Credit Corporation
644 Linn St. Ste 1105
Cincinnati, OH 45203

Phone number: (513) 921-2600

Should I contact or pay Controlled Credit Corporation?

Before contacting a collection agency, verify that the debt is legitimate and accurately reported. Sometimes, credit reports contain errors or list debts that are no longer valid. Also, be aware that making payments on a debt can reset the clock. As a result, it could harm your credit rather than improve it.

The most effective way to deal with a debt collector is to work with a credit repair professional. They help remove millions of negative items every year from companies like Controlled Credit Corporation on behalf of their clients.

Will Controlled Credit Corporation sue me or garnish my wages?

Controlled Credit Corporation does have the legal ability to file a lawsuit against a debtor to recover unpaid debts. If they choose to take this action and are successful in court, they may be granted a judgment. This judgment could potentially allow them to garnish your wages as a means to repay the debt.

Wage garnishment is a legal procedure where a portion of your earnings are directly withheld by your employer and sent to the creditor to repay the debt. However, the specifics of wage garnishment vary based on federal and state laws as well as the nature of the debt.

Controlled Credit Corporation Complaints

Most collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If a debt collector is harassing you, you may want to consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include the ability to dispute credit reporting errors and to be treated fairly and respectfully by a debt collector.

Your Rights When Dealing with Controlled Credit Corporation

Debt collectors must abide by state and federal laws in the United States. For example, the FDCPA prohibits a debt collector from using abusive, unfair, or deceptive practices. In addition, it provides you with many rights to ensure that collection agencies don’t take advantage of you. In particular:

  • It is a violation of federal law for Controlled Credit Corporation to report inaccurate or incomplete information about you to the credit bureaus.
  • You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. By law, they have 30 days to prove to you that the debt is really yours and the total amount is accurate.
  • Controlled Credit Corporation may not threaten or harass you, call you repeatedly, swear at you, or publicly publish a list of debtors.
  • Controlled Credit Corporation must be honest about who they are and what they are attempting to do. They must notify you that they are a debt collection agency both orally and in writing.
  • Controlled Credit Corporation cannot threaten to have you arrested or imprisoned over unpaid debts.

Remove Controlled Credit Corporation From Your Credit Report Today!

Credit Saint can assist you in disputing Controlled Credit Corporation accounts. With years of experience at their disposal, these professionals have a proven track record of effectively removing incorrect entries for countless clients.

If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.

They have helped many people in your situation. Fill out the form on their website or give them a call at (855) 281-1510 for a free credit consultation to see what they can do for you.

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