Who is Credit Corp Solutions?
Credit Corp Solutions is a debt collection agency based in Sandy, Utah. They specialize in recovering overdue payments, serving as intermediaries between debtors and creditors.
On your credit report, you may find Credit Corp Solutions mentioned as a collections account. This typically happens when you owe a debt and it has not been settled.
Who does Credit Corp Solutions collect for?
Credit Corp Solutions collects debt on behalf of a wide range of organizations. This includes banks, finance companies, telecommunications, and utility service providers.
As these companies often provide services or lend money to consumers, there’s a possibility that some customers will be unable to, or forget to, pay their bills. When a customer doesn’t pay what they owe within a specific time, the debt may be turned over to a collection agency like Credit Corp Solutions.
Is Credit Corp Solutions legit or a scam?
Credit Corp Solutions is a legitimate and licensed debt collection company, not a scam. They are legally authorized to collect debts on behalf of their clients. However, it’s important to verify any debts they claim you owe before making any payments.
How can I remove Credit Corp Solutions from my credit report?
Collections can hurt your credit score and remain on your credit report for up to seven years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.
However, it is possible to remove a collection account from your credit history before seven years.
(While debt collectors may not want this information to be widely known, it’s your right to be informed.)
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In addition to collections, they can help you to challenge other inaccurate, unfair, or unsubstantiated information on your credit report. These items include inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.
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Credit Corp Solutions, Inc. Contact Information
Credit Corp Solutions, Inc.
63 East 11400 South #408
Sandy, UT 84070
Phone number: (800) 483-2361
Should I contact or pay Credit Corp Solutions?
It’s best to avoid speaking to a collection agency on the phone. And making payments on the debt will reset the clock. As a result, it could harm your credit rather than improve it. However, sometimes it’s better just to pay the collection account, especially if it’s new, and you’re certain that it’s legit.
The most effective way to deal with Credit Corp Solutions is to work with a credit repair professional. They help remove millions of negative items every year from companies like Credit Corp Solutions on behalf of their clients.
Will Credit Corp Solutions sue me or garnish my wages?
Credit Corp Solutions has the legal right to sue for an unpaid debt. If they choose to go to court and are successful in their lawsuit, they might receive a judgment against you. With this judgment, they could potentially garnish your wages or even levy your bank account, depending on the laws of your state.
However, suing is often considered a last resort after multiple attempts to collect the debt. It requires time, money, and resources, so most agencies prefer to avoid this route if possible. Instead, they typically attempt to work with the debtor to set up a payment plan or possibly negotiate a settlement for a lesser amount.
Credit Corp Solutions, Inc. Complaints
Most collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If you find yourself facing any of these situations with Credit Corp Solutions, you should also consider filing a complaint.
You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include the ability to dispute credit reporting errors and to be treated fairly and respectfully by debt collectors.
Your Rights When Dealing with Credit Corp Solutions, Inc.
Debt collectors must abide by state and federal laws in the United States. For example, the FDCPA prohibits a debt collection agency from using abusive, unfair, or deceptive practices. In addition, it provides you with many rights to ensure that collection agencies don’t take advantage of you. In particular:
- It is a violation of federal law for Credit Corp Solutions to report inaccurate or incomplete information about you.
- You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. By law, they have 30 days to prove to you that the debt is really yours and the total amount is accurate.
- Credit Corp Solutions may not threaten or harass you, call you repeatedly, swear at you, or publicly publish a list of debtors.
- Credit Corp Solutions must be honest about who they are and what they are attempting to do. They must notify you that they are a debt collection agency both orally and in writing.
- Credit Corp Solutions cannot threaten to have you arrested or imprisoned over unpaid debts.
Remove Credit Corp Solutions From Your Credit Report Today!
Credit Saint can assist you in disputing Credit Corp Solutions accounts. With years of experience at their disposal, these professionals have a proven track record of effectively removing incorrect entries for countless clients.
If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.
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