Financial Credit Network


Is Financial Credit Network hurting your credit score?

Schedule a free consultation to learn how to eliminate inaccurate and questionable negative information from your credit report.

Who is Financial Credit Network, Inc.?

Financial Credit Network, Inc. is a debt collection agency located in Visalia, California. Their primary responsibility is to collect overdue payments from individuals on behalf of various businesses or organizations.

If you spot Financial Credit Network on your credit report marked as a collections account, this is a clear indication that the company has taken over the task of recouping an unpaid debt that you owe.

Who does Financial Credit Network collect for?

Financial Credit Network primarily specializes in the collection of medical debts, partnering with healthcare providers to recover unpaid patient bills. Additionally, they extend their collection services to utilities, government entities, and local businesses

Is Financial Credit Network legit or a scam?

Financial Credit Network is a legitimate debt collection company. They are authorized to collect debts on behalf of their clients. However, it’s important to verify any debts they claim you owe before making any payments.

How can I remove Financial Credit Network from my credit report?

Collections can hurt your credit score and stay on your credit report for up to seven years, even if you pay them. Paying the collection might even lower your credit score.

However, it is possible to remove a collection account from your credit history before seven years.

(Though debt collectors may not want this widely known, it’s your right to be informed.)

Ready to Raise Your Credit Score?

Learn how credit repair professionals can assist you in disputing inaccuracies on your credit report.

Professional credit repair services assist people in getting their credit back on track.

They can help challenge inaccurate, unfair, or unsubstantiated information on your credit report, including collections, inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.

Get started on the path to better credit today: Fill out the form for a free credit consultation.

Financial Credit Network, Inc. Contact Information


Financial Credit Network, Inc.
1300 W Main St.
Visalia, CA 93291-5825

Phone number: (800) 540-9011 or (559) 733-7550

Should I contact or pay Financial Credit Network?

Before contacting a collection agency, verify that the debt is legitimate and accurately reported. Credit reports can contain errors or list debts that are no longer valid. Also, be aware that making payments on a debt can reset the clock and potentially harm your credit.

The most effective way to deal with Financial Credit Network is to work with a credit repair professional. They help remove millions of negative items every year from companies like Financial Credit Network on behalf of their clients.

Will Financial Credit Network sue me or garnish my wages?

Financial Credit Network, Inc. has the potential to sue you over an unpaid debt. If they win the case and obtain a judgment against you, they may be granted the right to garnish your wages or levy your bank account, depending on your state’s laws.

However, these legal actions are often seen as a last resort, due to their cost and time-consuming nature. Prior to initiating a lawsuit, they typically aim to establish a payment plan or agree upon a settlement with the debtor.

Financial Credit Network, Inc. Complaints

Many collection agencies have numerous complaints filed with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most complaints are about inaccurate reporting, harassment, or failure to verify a debt. If you are being harassed, consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include disputing credit reporting errors and being treated fairly and respectfully by debt collectors.

Your Rights When Dealing with Financial Credit Network, Inc.

Debt collectors must follow state and federal laws. The Fair Debt Collection Practices Act (FDCPA) prohibits abusive, unfair, or deceptive practices and ensures your rights are protected:

  • It is a violation of federal law for Financial Credit Network to report inaccurate or incomplete information about you.
  • You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. They have 30 days to prove the debt is yours and the amount is accurate.
  • Financial Credit Network cannot threaten or harass you, call repeatedly, swear at you, or publicly publish a list of debtors.
  • Financial Credit Network must be honest about who they are and their purpose. They must notify you in writing and verbally that they are a debt collection agency.
  • Financial Credit Network cannot threaten to have you arrested or imprisoned for unpaid debts.

Remove Financial Credit Network From Your Credit Report Today!

Credit Saint can help you dispute Financial Credit Network accounts. With over 15 years of experience, they have a proven track record of removing incorrect entries for many clients.

If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.

They have helped many people in your situation. Fill out the form on their website or call (855) 281-1510 for a free credit consultation to see what they can do for you.

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Meet the author

Crediful is your go-to destination for all things related to personal finance. We're dedicated to helping you achieve financial freedom and make informed financial decisions. Our team of financial experts and enthusiasts brings you articles and resources on topics like budgeting, credit, saving, investing, and more.