Is Focus Receivables Management Hurting Your Credit?

If Focus Receivables Management shows up on your credit report, it likely means you have an unpaid debt that has been sent to collections. This can lower your credit score and make it harder to qualify for loans, credit cards, or even certain jobs.

Here’s how to deal with Focus Receivables and improve your credit.

Who Is Focus Receivables Management?

Focus Receivables Management, also known as Sequium, is a legitimate debt collection agency based in Marietta, Georgia. Their job is to collect money on behalf of businesses when customers fall behind on payments.

You might see them listed on your credit report under several names, including:

• Focus Receivables Management
• Focus Management Collection
• Focus Mgmt
• Focus Receivables Mana
• Focus Receivables Management DirecTV

If you spot any of these, it’s a sign that a collection account has been added to your report.

Who Does Focus Receivables Management Collect For?

Focus Receivables Management primarily works with companies in the telecommunications industry. They often collect unpaid bills for:

• AT&T
• DirecTV
• Comcast

These debts usually involve overdue balances for internet, cable, or phone services. If you’ve fallen behind on payments to one of these companies, Focus Receivables may be the agency contacting you.

Is Focus Receivables Management a Scam?

Focus Receivables Management is not a scam. They are a real debt collection company authorized to collect past-due balances for their clients.

That said, mistakes happen. Never assume a debt is valid without verifying it first. Collection agencies sometimes report incorrect information or try to collect on debts that have already been paid or resolved.

How to Remove Focus Receivables Management from Your Credit Report

A collection account can damage your credit score for up to seven years. But there are steps you can take to try to remove it sooner:

• Dispute inaccurate information: Review your credit report for errors. If the debt doesn’t belong to you or details are wrong, file a dispute with the credit bureaus.
• Request debt validation: You can ask Focus Receivables to prove the debt is legitimate and accurate. If they can’t, they must stop reporting it.
• Negotiate a pay-for-delete: Sometimes, collection agencies will agree to remove the account in exchange for payment. Always get this agreement in writing.
• Hire a credit repair company: Professionals can help you challenge unfair or inaccurate negative items and may improve your chances of getting them removed.

Should You Contact or Pay Focus Receivables Management?

Before contacting Focus Receivables or making a payment:

• Confirm the debt is yours
• Verify the amount is correct
• Check if the statute of limitations has expired in your state

Making a payment on old debt can reset the clock and affect your credit in ways you might not expect. That’s why many people prefer to work with credit repair experts who handle the process for them.

Can Focus Receivables Management Sue You or Garnish Your Wages?

Yes, they can sue you for unpaid debts. If they win the lawsuit, they could garnish your wages or pursue other legal actions—depending on your state’s laws.

However, lawsuits are expensive and time-consuming, so most collection agencies try to set up payment plans or settlements before going to court.

Focus Receivables Management Contact Information

Address:
Focus Receivables Management, LLC
1130 Northchase Pkwy SE, Ste 150
Marietta, GA 30067

Phone:
(877) 362-8766

Complaints About Focus Receivables Management

Focus Receivables Management has received complaints through the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Common issues include:

• Inaccurate reporting
• Aggressive collection tactics
• Refusing to validate debts

If you experience harassment or believe your rights are being violated, you can file a formal complaint.

Your Rights When Dealing with Focus Receivables Management

Federal laws protect you when dealing with debt collectors. The Fair Debt Collection Practices Act (FDCPA) and the Fair Credit Reporting Act (FCRA) give you these rights:

• Debt collectors can’t report false or incomplete information
• You can demand proof the debt is valid with a debt validation letter
• Harassment, threats, or abusive language is prohibited
• They must clearly identify themselves as a debt collector
• They cannot threaten arrest or legal action they aren’t authorized to take

Knowing your rights makes it easier to protect your credit and handle collection accounts.

Get Focus Receivables Management Removed from Your Credit Report

Dealing with collections can be stressful, but you don’t have to handle it alone. Credit Saint has helped thousands of people remove negative items like Focus Receivables from their credit reports. They even offer a 90-day money-back guarantee to give you peace of mind.

Ready to take control of your credit? Visit their website or call (855) 281-1510 to get started.