Who is Focus Receivables Management?
Focus Receivables Management, also known as Sequium, is a well-known debt collection agency headquartered in Marietta, Georgia. Their role involves helping businesses recoup their money when debtors have failed to meet their payment obligations.
If Focus Receivables Management is handling a debt you owe, their name may appear on your credit report as a collections account. They might also appear under various entries such as “focus management collection,” “focus mgmt,” “focus receivables mana,” or “focus receivables management directv.”
Who does Focus Receivables Management collect for?
Focus Receivables Management primarily offers their debt collection services to telecommunication companies like AT&T, DirecTV, and Comcast. These services can include recovering overdue payments for cable, internet, or phone services.
Is Focus Receivables Management legit or a scam?
Focus Receivables Management is a legitimate debt collection company. They are authorized to collect debts on behalf of their clients. However, it’s important to verify any debts they claim you owe before making any payments.
How can I remove Focus Receivables Management from my credit report?
Focus Receivables Management collections can hurt your credit score and remain on your credit report for up to seven years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.
However, it is possible to remove a collection account from your credit history before seven years.
(While debt collectors may not want this information to be widely known, it’s your right to be informed.)
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In addition to collections, they can help you to challenge other inaccurate, unfair, or unsubstantiated information on your credit report. These items include inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.
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Focus Receivables Management, LLC Contact Information
Focus Receivables Management, LLC
1130 Northchase Pkwy SE Ste 150
Marietta, GA 30067-6420
Phone number: (877) 362-8766
Should I contact or pay Focus Receivables Management?
It’s best to avoid speaking to a collection agency on the phone. And making payments on the debt will reset the clock. As a result, it could harm your credit rather than improve it. However, sometimes it’s better just to pay the collection account, especially if it’s new, and you’re certain that it’s legit.
The most effective way to deal with Focus Receivables Management is to work with a credit repair professional. They help remove millions of negative items every year from companies like Focus Receivables Management on behalf of their clients.
Will Focus Receivables Management sue me or garnish my wages?
Focus Receivables Management has the ability to sue for unpaid debts. If they obtain a court judgment against you, they might be legally able to garnish your wages or take other steps to recover the debt, depending on the laws in your state.
However, it’s important to note that these actions are typically last-resort measures because they can be costly and time-consuming for the agency. More commonly, collection agencies try to work with the debtor to establish a repayment plan or negotiate a settlement before resorting to legal action.
Focus Receivables Management Complaints
Most collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If a debt collector is harassing you, you may want to consider filing a complaint.
You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include the ability to dispute credit reporting errors and to be treated fairly and respectfully by debt collectors.
Your Rights When Dealing with Focus Receivables Management
Debt collectors must abide by state and federal laws in the United States. For example, the FDCPA prohibits a debt collector from using abusive, unfair, or deceptive practices. In addition, it provides you with many rights to ensure that collection agencies don’t take advantage of you. In particular:
- It is a violation of federal law for Focus Receivables Management to report inaccurate or incomplete information about you.
- You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. By law, they have 30 days to prove to you that the debt is really yours and the total amount is accurate.
- Focus Receivables Management may not threaten or harass you, call you repeatedly, swear at you, or publicly publish a list of debtors.
- Focus Receivables Management must be honest about who they are and what they are attempting to do. They must notify you that they are a debt collection agency both orally and in writing.
- Focus Receivables Management cannot threaten to have you arrested or imprisoned over unpaid debts.
Remove Focus Receivables Management From Your Credit Report Today!
Credit Saint can assist you in disputing Focus Receivables Management accounts. With years of experience at their disposal, these professionals have a proven track record of effectively removing incorrect entries for countless clients.
If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.
Ready to Repair Your Credit?
Learn how to get help disputing errors on your credit report that could be hurting your credit score.
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