Who is Sequium Asset Solutions?
Sequium Asset Solutions, LLC, also known as Focus Receivables Management, is a debt collection agency based in Marietta, Georgia. Their primary role is to recover unpaid debts on behalf of their clients.
If you see Sequium Asset Solutions listed on your credit report as a collections account, it means that you have an unpaid debt that has been transferred to them for collection.
Who does Sequium Asset Solutions collect for?
Sequium Asset Solutions collects debts on behalf of a variety of organizations, particularly those in the credit card and telecommunications sectors. This includes credit card companies where customers may have unpaid credit card bills, as well as telecommunication services like AT&T, DirecTV, and Comcast where customers may have unpaid service bills.
Is Sequium Asset Solutions legit or a scam?
Sequium Asset Solutions is a legitimate company. They are authorized to collect debts on behalf of their clients. However, it’s important to verify any debts they claim you owe before making any payments.
How can I remove Sequium Asset Solutions from my credit report?
Collections can hurt your credit score and remain on your credit report for up to seven years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.
However, it is possible to remove a collection account from your credit history before seven years.
(While debt collectors may not want this information to be widely known, it’s your right to be informed.)
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Sequium Asset Solutions, LLC Contact Information
Sequium Asset Solutions, LLC
1130 Northchase Parkway, Suite 150
Marietta, GA 30067
Phone number: (877) 362-8766
Should I contact or pay Sequium Asset Solutions?
It’s best to avoid speaking to a collection agency on the phone. And making payments on the debt will reset the clock. As a result, it could harm your credit rather than improve it. However, sometimes it’s better just to pay the collection account, especially if it’s new, and you’re certain that it’s legit.
The most effective way to deal with Sequium Asset Solutions is to work with a credit repair professional. They help remove millions of negative items every year from companies like Sequium on behalf of their clients.
Will Sequium Asset Solutions sue me or garnish my wages?
Sequium Asset Solutions is entitled to sue you for an unpaid debt. If they win the lawsuit, the court may grant them a judgment that allows them to garnish your wages or levy your bank account to recover the debt. However, this is typically a last resort and happens only after multiple attempts to collect the debt in other ways have failed.
Sequium Asset Solutions, LLC Complaints
Most collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If a debt collector is harassing you, you may want to consider filing a complaint.
You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include the ability to dispute credit reporting errors and to be treated fairly and respectfully by debt collectors.
Your Rights When Dealing with Sequium Asset Solutions, LLC
Debt collectors must abide by state and federal laws in the United States. For example, the Fair Debt Collection Practices Act prohibits a debt collector from using abusive, unfair, or deceptive practices. In addition, the FDCPA provides you with many rights to ensure that collection agencies don’t take advantage of you. In particular:
- It is a violation of federal law for Sequium Asset Solutions, LLC to report inaccurate or incomplete information about you.
- You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. By law, they have 30 days to prove to you that the debt is really yours and the total amount is accurate.
- Sequium Asset Solutions, LLC may not threaten or harass you, call you repeatedly, swear at you, or publicly publish a list of debtors.
- Sequium Asset Solutions, LLC must be honest about who they are and what they are attempting to do. They must notify you that they are a debt collection agency both orally and in writing.
- Sequium Asset Solutions, LLC cannot threaten to have you arrested or imprisoned over unpaid debts.
Remove Sequium Asset Solutions From Your Credit Report Today!
Credit Saint can assist you in disputing Sequium Asset Solutions accounts. With years of experience at their disposal, these professionals have a proven track record of effectively removing incorrect entries for countless clients.
If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.
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