Who is Frontier Collections?
Frontier Collections is the collections department of Frontier Communications, a telecommunications company based in Norfolk, Connecticut. When customers fail to pay their bills, Frontier Communications may assign their unpaid accounts to Frontier Collections.
As a result, individuals may find Frontier Communications listed as a collections account on their credit reports. This indicates an outstanding debt that needs to be resolved.
How can I remove Frontier Communications from my credit report?
Frontier collections can hurt your credit score and remain on your credit report for up to seven years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.
However, it is possible to remove a collection account from your credit history before seven years.
(While debt collectors may not want this information to be widely known, it’s your right to be informed.)
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In addition to collections, they can help you to challenge other inaccurate, unfair, or unsubstantiated information on your credit report. These items include inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.
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Frontier Communications Contact Information
401 Merritt 7
Norwalk, CT 06851
Phone number: (888) 766-0945
Should I contact or pay Frontier Collections?
It’s best to avoid speaking to a collection agency on the phone. And making payments on the debt will reset the clock. As a result, it could harm your credit rather than improve it. However, sometimes it’s better just to pay the collection account, especially if it’s new, and you’re certain that it’s legit.
The most effective way to deal with Frontier Collections is to work with a credit repair professional. They help remove millions of negative items every year from companies like Frontier Collections on behalf of their clients.
Will Frontier Collections sue me or garnish my wages?
Frontier Collections can initiate a lawsuit if their attempts to collect the debt are unsuccessful. If they obtain a judgment in their favor, they may pursue wage garnishment or levy your bank accounts to satisfy the outstanding debt.
However, it’s important to note that legal action and wage garnishment are typically considered as last resorts. Prior to pursuing such measures, they will typically explore options for negotiation, payment plans, or settlements.
Frontier Communications Complaints
Most collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If a debt collector is harassing you, you may want to consider filing a complaint.
You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include the ability to dispute credit reporting errors and to be treated fairly and respectfully by debt collectors.
Your Rights When Dealing with Frontier Communications
Debt collectors must abide by state and federal laws in the United States. For example, the Fair Debt Collection Practices Act prohibits a debt collector from using abusive, unfair, or deceptive practices. In addition, the FDCPA provides you with many rights to ensure that collection agencies don’t take advantage of you. In particular:
- It is a violation of federal law for Frontier Collections to report inaccurate or incomplete information about you.
- You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. By law, they have 30 days to prove to you that the debt is really yours and the total amount is accurate.
- Frontier Collections may not threaten or harass you, call you repeatedly, swear at you, or publicly publish a list of debtors.
- Frontier Collections must be honest about who they are and what they are attempting to do. They must notify you that they are a debt collection agency both orally and in writing.
- Frontier Collections cannot threaten to have you arrested or imprisoned over unpaid debts.
Remove Frontier Collections From Your Credit Report Today!
Credit Saint can assist you in disputing Frontier Collections accounts. With years of experience at their disposal, these professionals have a proven track record of effectively removing incorrect entries for countless clients.
If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.
Ready to Repair Your Credit?
Learn how to get help disputing errors on your credit report that could be hurting your credit score.
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