Greenberg, Grant & Richards

Who is Greenberg, Grant & Richards?

Greenberg, Grant & Richards, Inc. (GGR) is a debt collection agency located in Houston, Texas. They have a broad national presence with additional offices located in Austin, Chicago, Denver, Los Angeles, New York, and Tampa.

GGR’s primary role is to recover delinquent debts from individuals or businesses on behalf of the original creditors. If Greenberg, Grant & Richards appears as a collections account on your credit report, this indicates that they have taken over the responsibility of collecting a debt that you have failed to pay.

Who does Greenberg, Grant & Richards collect for?

Greenberg, Grant & Richards specializes in commercial debt collection. This involves the recovery of unpaid invoices or loans between businesses, commonly referred to as B2B debt.

Is Greenberg, Grant & Richards legit or a scam?

Greenberg, Grant & Richards, Inc. is a legitimate company. They are authorized to collect debts on behalf of their clients. However, it’s important to verify any debts they claim you owe before making any payments.

How can I remove Greenberg, Grant & Richards from my credit report?

Collections can hurt your credit score and stay on your credit report for up to seven years, even if you pay them. Paying the collection might even lower your credit score.

However, it is possible to remove a collection account from your credit history before seven years.

(Though debt collectors may not want this widely known, it’s your right to be informed.)

Professional credit repair services assist people in getting their credit back on track.

They can help challenge inaccurate, unfair, or unsubstantiated information on your credit report, including collections, inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.

Get started on the path to better credit today: Fill out the form for a free credit consultation.

Greenberg, Grant & Richards, Inc. Contact Information

Address:

Greenberg, Grant & Richards, Inc.
5858 Westheimer Rd Ste 500
Houston, TX 77057

Phone number: (888) 961-1000

Should I contact or pay Greenberg, Grant & Richards?

Before contacting a collection agency, verify that the debt is legitimate and accurately reported. Credit reports can contain errors or list debts that are no longer valid. Also, be aware that making payments on a debt can reset the clock and potentially harm your credit.

The most effective way to deal with Greenberg, Grant & Richards is to work with a credit repair professional. They help remove millions of negative items every year from companies like Greenberg, Grant & Richards on behalf of their clients.

Will Greenberg, Grant & Richards sue me or garnish my wages?

Greenberg, Grant & Richards, Inc. (GGR) does have the capacity to sue for unpaid commercial debts. If they were to win a lawsuit against you and a court issues a judgment, they may be able to garnish your wages or take other actions to collect the debt, depending on the applicable laws in your state.

However, it’s important to remember that lawsuits are often a last resort for debt collectors, as they can be expensive and time-consuming. Typically, they first attempt to work out a repayment plan or settle the debt for a reduced amount.

Greenberg, Grant & Richards, Inc. Complaints

Many collection agencies have numerous complaints filed with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most complaints are about inaccurate reporting, harassment, or failure to verify a debt. If you are being harassed, consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include disputing credit reporting errors and being treated fairly and respectfully by debt collectors.

Your Rights When Dealing with Greenberg, Grant & Richards, Inc.

Debt collectors must follow state and federal laws. The Fair Debt Collection Practices Act (FDCPA) prohibits abusive, unfair, or deceptive practices and ensures your rights are protected:

• It is a violation of federal law for Greenberg, Grant & Richards to report inaccurate or incomplete information about you.
• You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. They have 30 days to prove the debt is yours and the amount is accurate.
• Greenberg, Grant & Richards cannot threaten or harass you, call repeatedly, swear at you, or publicly publish a list of debtors.
• Greenberg, Grant & Richards must be honest about who they are and their purpose. They must notify you in writing and verbally that they are a debt collection agency.
• Greenberg, Grant & Richards cannot threaten to have you arrested or imprisoned for unpaid debts.

Remove Greenberg, Grant & Richards From Your Credit Report Today!

Credit Saint can help you dispute Greenberg, Grant & Richards accounts. With over 15 years of experience, they have a proven track record of removing incorrect entries for many clients.

If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.

They have helped many people in your situation. Fill out the form on their website or call (855) 281-1510 for a free credit consultation to see what they can do for you.