Mid-South Adjustment Co.


Is Mid-South Adjustment Co. hurting your credit score?

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Who is Mid-South Adjustment Co.?

Mid-South Adjustment Co, Inc. is a debt collection agency located in Pine Bluff, Arkansas. Their primary role involves intervening on behalf of creditors to recover unpaid debts from defaulters.

If you’ve neglected a bill payment, it’s possible that Mid-South Adjustment Co may appear on your credit report as a collections account. This indicates they’ve been authorized by your creditor to retrieve the unpaid amount.

Who does Mid-South Adjustment collect for?

Mid-South Adjustment provides their debt collection services to companies across a multitude of sectors, including finance, government, healthcare, and utilities.

Is Mid-South Adjustment legit or a scam?

Mid-South Adjustment is a legitimate company. They are authorized to collect debts on behalf of their clients. However, it’s important to verify any debts they claim you owe before making any payments.

How can I remove Mid-South Adjustment from my credit report?

Collections can hurt your credit score and stay on your credit report for up to seven years, even if you pay them. Paying the collection might even lower your credit score.

However, it is possible to remove a collection account from your credit history before seven years.

(Though debt collectors may not want this widely known, it’s your right to be informed.)

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Mid-South Adjustment Co, Inc. Contact Information


Mid-South Adjustment Co, Inc.
200 East 11th, Suite K
Pine Bluff, AR 71601

Phone number: (870) 536-9600

Should I contact or pay Mid-South Adjustment Co.?

Before contacting a collection agency, verify that the debt is legitimate and accurately reported. Credit reports can contain errors or list debts that are no longer valid. Also, be aware that making payments on a debt can reset the clock and potentially harm your credit.

The most effective way to deal with Mid-South Adjustment Co. is to work with a credit repair professional. They help remove millions of negative items every year from companies like Mid-South Adjustment Co. on behalf of their clients.

Will Mid-South Adjustment Co. sue me or garnish my wages?

Mid-South Adjustment Co. has the ability to pursue legal action against individuals who owe outstanding debts. If they choose to sue and the court rules in their favor, they could potentially garnish your wages as a method to collect the debt. However, it’s worth noting that such measures are usually considered a last resort in the collection process.

Mid-South Adjustment Co, Inc. Complaints

Many collection agencies have numerous complaints filed with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most complaints are about inaccurate reporting, harassment, or failure to verify a debt. If you are being harassed, consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include disputing credit reporting errors and being treated fairly and respectfully by debt collectors.

Your Rights When Dealing with Mid-South Adjustment Co

Debt collectors must follow state and federal laws. The Fair Debt Collection Practices Act (FDCPA) prohibits abusive, unfair, or deceptive practices and ensures your rights are protected:

  • It is a violation of federal law for Mid-South Adjustment to report inaccurate or incomplete information about you.
  • You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. They have 30 days to prove the debt is yours and the amount is accurate.
  • Mid-South Adjustment cannot threaten or harass you, call repeatedly, swear at you, or publicly publish a list of debtors.
  • Mid-South Adjustment must be honest about who they are and their purpose. They must notify you in writing and verbally that they are a debt collection agency.
  • Mid-South Adjustment cannot threaten to have you arrested or imprisoned for unpaid debts.

Remove Mid-South Adjustment From Your Credit Report Today!

Credit Saint can help you dispute Mid-South Adjustment collection accounts. With over 15 years of experience, they have a proven track record of removing incorrect entries for many clients.

If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.

They have helped many people in your situation. Fill out the form on their website or call (855) 281-1510 for a free credit consultation to see what they can do for you.

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Meet the author

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