Mid-South Adjustment Co.

Updated

Is Mid-South Adjustment Co. hurting your credit score?

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Who is Mid-South Adjustment Co.?

Mid-South Adjustment Co, Inc. is a debt collection agency located in Pine Bluff, Arkansas. Their primary role involves intervening on behalf of creditors to recover unpaid debts from defaulters.

If you’ve neglected a bill payment, it’s possible that Mid-South Adjustment Co may appear on your credit report as a collections account. This indicates they’ve been authorized by your creditor to retrieve the unpaid amount.

Who does Mid-South Adjustment collect for?

Mid-South Adjustment provides their debt collection services to companies across a multitude of sectors, including finance, government, healthcare, and utilities.

Is Mid-South Adjustment legit or a scam?

Mid-South Adjustment is a legitimate company. They are authorized to collect debts on behalf of their clients. However, it’s important to verify any debts they claim you owe before making any payments.

How can I remove Mid-South Adjustment from my credit report?

Collections can hurt your credit score and remain on your credit report for up to seven years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.

However, it is possible to remove a collection account from your credit history before seven years.

(While debt collectors may not want this information to be widely known, it’s your right to be informed.)

Ready to Raise Your Credit Score?

Learn how credit repair professionals can assist you in disputing inaccuracies on your credit report.

Professional credit repair services work with people who want to get their credit back on track.

In addition to collections, they can help you to challenge other inaccurate, unfair, or unsubstantiated information on your credit report. These items include inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.

Get started on the path to better credit today: Fill out the form for a free credit consultation.

Mid-South Adjustment Co, Inc. Contact Information

Address:

Mid-South Adjustment Co, Inc.
200 East 11th, Suite K
Pine Bluff, AR 71601

Phone number: (870) 536-9600

Should I contact or pay Mid-South Adjustment Co.?

Before contacting a collection agency, verify that the debt is legitimate and accurately reported. Sometimes, credit reports contain errors or list debts that are no longer valid. Also, be aware that making payments on a debt can reset the clock. As a result, it could harm your credit rather than improve it.

The most effective way to deal with Mid-South Adjustment Co. is to work with a credit repair professional. They help remove millions of negative items every year from companies like Mid-South Adjustment Co. on behalf of their clients.

Will Mid-South Adjustment Co. sue me or garnish my wages?

Mid-South Adjustment Co. has the ability to pursue legal action against individuals who owe outstanding debts. If they choose to sue and the court rules in their favor, they could potentially garnish your wages as a method to collect the debt. However, it’s worth noting that such measures are usually considered a last resort in the collection process.

Mid-South Adjustment Co, Inc. Complaints

Most collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If a debt collector is harassing you, you may want to consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include the ability to dispute credit reporting errors and to be treated fairly and respectfully by debt collectors.

Your Rights When Dealing with Mid-South Adjustment Co

Debt collectors must abide by state and federal laws in the United States. For example, the FDCPA prohibits a debt collector from using abusive, unfair, or deceptive practices. In addition, it provides you with many rights to ensure that collection agencies don’t take advantage of you. In particular:

  • It is a violation of federal law for Mid-South Adjustment to report inaccurate or incomplete information about you.
  • You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. By law, they have 30 days to prove to you that the debt is really yours and the total amount is accurate.
  • Mid-South Adjustment may not threaten or harass you, call you repeatedly, swear at you, or publicly publish a list of debtors.
  • Mid-South Adjustment must be honest about who they are and what they are attempting to do. They must notify you that they are a debt collection agency both orally and in writing.
  • Mid-South Adjustment cannot threaten to have you arrested or imprisoned over unpaid debts.

Remove Mid-South Adjustment From Your Credit Report Today!

Credit Saint can assist you in disputing Mid-South Adjustment collection accounts. With years of experience at their disposal, these professionals have a proven track record of effectively removing incorrect entries for countless clients.

If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.

They have helped many people in your situation. Fill out the form on their website or give them a call at (855) 281-1510 for a free credit consultation to see what they can do for you.

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