Midwest Receivable Solutions


Is Midwest Receivable Solutions hurting your credit score?

Schedule a free consultation to learn how to eliminate inaccurate and questionable negative information from your credit report.

Who is Midwest Receivable Solutions?

Midwest Receivable Solutions, LLC (MRS) is a debt collection agency based in Kalamazoo, Michigan. Their primary role is to collect unpaid debts on behalf of their clients. These debts are typically sold or transferred to them by the original creditor due to non-payment.

If Midwest Receivable Solutions appears on your credit report as a collections account, it usually indicates that there is a debt assigned to them for collection.

Who does Midwest Receivable Solutions collect for?

Midwest Receivable Solutions specializes in debt collection for a variety of sectors, including government agencies, healthcare providers, insurance companies, and utility companies.

Is Midwest Receivable Solutions legit or a scam?

Midwest Receivable Solutions is a legitimate company. They are authorized to carry out debt collection activities on behalf of their clients. However, with any collections claim, it’s imperative to ensure the accuracy of the debt they claim you owe.

How can I remove Midwest Receivable Solutions from my credit report?

Midwest Receivable Solutions collections can hurt your credit score and remain on your credit report for up to seven years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.

However, it is possible to remove a collection account from your credit history before seven years.

(Though debt collectors may not want this widely known, it’s your right to be informed.)

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They can help challenge inaccurate, unfair, or unsubstantiated information on your credit report, including collections, inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.

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Midwest Receivable Solutions, LLC Contact Information


Midwest Receivable Solutions
2323 Gull Rd Ste E
Kalamazoo, MI 49048

Phone number: (888) 364-0272

Should I contact or pay Midwest Receivable Solutions?

Before contacting a collection agency, verify that the debt is legitimate and accurately reported. Credit reports can contain errors or list debts that are no longer valid. Also, be aware that making payments on a debt can reset the clock and potentially harm your credit.

The most effective way to deal with Midwest Receivable Solutions is to work with a credit repair professional. They help remove millions of negative items every year from companies like Midwest Receivable Solutions on behalf of their clients.

Will Midwest Receivable Solutions sue me or garnish my wages?

Midwest Receivable Solutions, like any other debt collection agency, can potentially sue you if you don’t pay a debt. If they decide to do this and they win the case, the court may issue a judgment against you. This judgment could then provide them with the legal means to garnish your wages or levy your bank account to recover the owed amount, depending on the laws of your state.

However, remember that legal action is generally considered a last resort for collection agencies. They are usually more inclined to work out a payment plan or a settlement with you directly.

Midwest Receivable Solutions, LLC Complaints

Many collection agencies have numerous complaints filed with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most complaints are about inaccurate reporting, harassment, or failure to verify a debt. If you are being harassed, consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include disputing credit reporting errors and being treated fairly and respectfully by debt collectors.

Your Rights When Dealing with Midwest Receivable Solutions, LLC

Debt collectors must follow state and federal laws. The Fair Debt Collection Practices Act (FDCPA) prohibits abusive, unfair, or deceptive practices and ensures your rights are protected:

  • It is a violation of federal law for Midwest Receivable Solutions to report inaccurate or incomplete information about you.
  • You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. They have 30 days to prove the debt is yours and the amount is accurate.
  • Midwest Receivable Solutions cannot threaten or harass you, call repeatedly, swear at you, or publicly publish a list of debtors.
  • Midwest Receivable Solutions must be honest about who they are and their purpose. They must notify you in writing and verbally that they are a debt collection agency.
  • Midwest Receivable Solutions cannot threaten to have you arrested or imprisoned for unpaid debts.

Remove Midwest Receivable Solutions From Your Credit Report Today!

Credit Saint can help you dispute Midwest Receivable Solutions collection accounts. With over 15 years of experience, they have a proven track record of removing incorrect entries for many clients.

If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.

They have helped many people in your situation. Fill out the form on their website or call (855) 281-1510 for a free credit consultation to see what they can do for you.

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Meet the author

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