Midwest Receivable Solutions


Is Midwest Receivable Solutions hurting your credit score?

Schedule a free credit consultation to find out how you can eliminate inaccurate and questionable negative information from your credit report.

Who is Midwest Receivable Solutions?

Midwest Receivable Solutions, LLC (MRS) is a debt collection agency based in Kalamazoo, Michigan. Their primary role is to collect unpaid debts on behalf of their clients. These debts are typically sold or transferred to them by the original creditor due to non-payment.

If Midwest Receivable Solutions appears on your credit report as a collections account, it usually indicates that there is a debt assigned to them for collection.

Who does Midwest Receivable Solutions collect for?

Midwest Receivable Solutions specializes in debt collection for a variety of sectors, including government agencies, healthcare providers, insurance companies, and utility companies.

Is Midwest Receivable Solutions legit or a scam?

Midwest Receivable Solutions is a legitimate company. They are authorized to carry out debt collection activities on behalf of their clients. However, with any collections claim, it’s imperative to ensure the accuracy of the debt they claim you owe.

How can I remove Midwest Receivable Solutions from my credit report?

Midwest Receivable Solutions collections can hurt your credit score and remain on your credit report for up to seven years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.

However, it is possible to remove a collection account from your credit history before seven years.

(While debt collectors may not want this information to be widely known, it’s your right to be informed.)

Ready to Raise Your Credit Score?

Learn how credit repair professionals can assist you in disputing inaccuracies on your credit report.

Professional credit repair services work with people who want to get their credit back on track.

In addition to collections, they can help you to challenge other inaccurate, unfair, or unsubstantiated information on your credit report. These items include inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.

Get started on the path to better credit today: Fill out the form for a free credit consultation.

Midwest Receivable Solutions, LLC Contact Information


Midwest Receivable Solutions
2323 Gull Rd Ste E
Kalamazoo, MI 49048

Phone number: (888) 364-0272

Should I contact or pay Midwest Receivable Solutions?

It’s best to avoid speaking to a collection agency on the phone. And making payments on the debt will reset the clock. As a result, it could harm your credit rather than improve it. However, sometimes it’s better just to pay the collection account, especially if it’s new, and you’re certain that it’s legit.

The most effective way to deal with Midwest Receivable Solutions is to work with a credit repair professional. They help remove millions of negative items every year from companies like Midwest Receivable Solutions on behalf of their clients.

Will Midwest Receivable Solutions sue me or garnish my wages?

Midwest Receivable Solutions, like any other debt collection agency, can potentially sue you if you don’t pay a debt. If they decide to do this and they win the case, the court may issue a judgment against you. This judgment could then provide them with the legal means to garnish your wages or levy your bank account to recover the owed amount, depending on the laws of your state.

However, remember that legal action is generally considered a last resort for collection agencies. They are usually more inclined to work out a payment plan or a settlement with you directly.

Midwest Receivable Solutions, LLC Complaints

Most collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If a debt collector is harassing you, you may want to consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include the ability to dispute credit reporting errors and to be treated fairly and respectfully by debt collectors.

Your Rights When Dealing with Midwest Receivable Solutions, LLC

Debt collectors must abide by state and federal laws in the United States. For example, the FDCPA prohibits a debt collector from using abusive, unfair, or deceptive practices. In addition, it provides you with many rights to ensure that collection agencies don’t take advantage of you. In particular:

  • It is a violation of federal law for Midwest Receivable Solutions to report inaccurate or incomplete information about you.
  • You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. By law, they have 30 days to prove to you that the debt is really yours and the total amount is accurate.
  • Midwest Receivable Solutions may not threaten or harass you, call you repeatedly, swear at you, or publicly publish a list of debtors.
  • Midwest Receivable Solutions must be honest about who they are and what they are attempting to do. They must notify you that they are a debt collection agency both orally and in writing.
  • Midwest Receivable Solutions cannot threaten to have you arrested or imprisoned over unpaid debts.

Remove Midwest Receivable Solutions From Your Credit Report Today!

Credit Saint can assist you in disputing Midwest Receivable Solutions collection accounts. With years of experience at their disposal, these professionals have a proven track record of effectively removing incorrect entries for countless clients.

If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.

They have helped many people in your situation. Fill out the form on their website or give them a call at (855) 281-1510 for a free credit consultation to see what they can do for you.

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Meet the author

Crediful is your go-to destination for all things related to personal finance. We're dedicated to helping you achieve financial freedom and make informed financial decisions. Our team of financial experts and enthusiasts brings you articles and resources on topics like budgeting, credit, saving, investing, and more.