Professional Account Services

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Is Professional Account Services hurting your credit score?

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Who is Professional Account Services?

Professional Account Services, Inc. (PASI) is a debt collection agency located in Brentwood, Tennessee. With a history dating back to 1987, they have over three decades of experience in the debt collection industry.

If you have unpaid bills, they may have been transferred to PASI for collection, and as a result, you may see them listed on your credit report as a collections account.

Who does Professional Account Services collect for?

Professional Account Services primarily caters to the healthcare industry, providing collection services for hospitals and other healthcare providers.

Is Professional Account Services legit or a scam?

Professional Account Services, Inc. is a legitimate company. They are authorized to collect debts on behalf of their clients. However, it’s important to verify any debts they claim you owe before making any payments.

How can I remove Professional Account Services from my credit report?

Collections can hurt your credit score and remain on your credit report for up to seven years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.

However, it is possible to remove a collection account from your credit history before seven years.

(While debt collectors may not want this information to be widely known, it’s your right to be informed.)

Ready to Raise Your Credit Score?

Learn how credit repair professionals can assist you in disputing inaccuracies on your credit report.

Professional credit repair services work with people who want to get their credit back on track.

In addition to collections, they can help you to challenge other inaccurate, unfair, or unsubstantiated information on your credit report. These items include inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.

Get started on the path to better credit today: Fill out the form for a free credit consultation.

Professional Account Services, Inc. (PASI) Contact Information

Address:

Professional Account Services, Inc.
7100 Commerce Way Ste 100
Brentwood, TN 37027

Mailing address:

Professional Account Services, Inc.
PO Box 188
Brentwood, TN 37024

Phone number: (615) 465-8500 or (800) 755-5152

Should I contact or pay Professional Account Services, Inc.?

Before contacting a collection agency, verify that the debt is legitimate and accurately reported. Sometimes, credit reports contain errors or list debts that are no longer valid. Also, be aware that making payments on a debt can reset the clock. As a result, it could harm your credit rather than improve it.

The most effective way to deal with this is to work with a credit repair professional. They help remove millions of negative items every year from companies like Professional Account Services, Inc. on behalf of their clients.

Will Professional Account Services sue me or garnish my wages?

Professional Account Services, Inc. (PASI), like other debt collection agencies, has the legal ability to sue a debtor for an unpaid debt. If they win the lawsuit, they might receive a court order to garnish your wages. However, this is generally considered a last resort after all other attempts to collect the debt have failed.

Keep in mind that the process of filing a lawsuit and garnishing wages requires time, money, and resources, so collection agencies usually prefer to resolve the debt without going to court if possible.

Professional Account Services, Inc. Complaints

Most collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If a debt collector is harassing you, you may want to consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include the ability to dispute credit reporting errors and to be treated fairly and respectfully by debt collectors.

Your Rights When Dealing with Professional Account Services, Inc.

Debt collectors must abide by state and federal laws in the United States. For example, the FDCPA prohibits a debt collector from using abusive, unfair, or deceptive practices. In addition, it provides you with many rights to ensure that collection agencies don’t take advantage of you. In particular:

  • It is a violation of federal law for Professional Account Services to report inaccurate or incomplete information about you.
  • You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. By law, they have 30 days to prove to you that the debt is really yours and the total amount is accurate.
  • Professional Account Services may not threaten or harass you, call you repeatedly, swear at you, or publicly publish a list of debtors.
  • Professional Account Services must be honest about who they are and what they are attempting to do. They must notify you that they are a debt collection agency both orally and in writing.
  • Professional Account Services cannot threaten to have you arrested or imprisoned over unpaid debts.

Remove Professional Account Services From Your Credit Report Today!

Credit Saint can assist you in disputing Professional Account Services collection accounts. With years of experience at their disposal, these professionals have a proven track record of effectively removing incorrect entries for countless clients.

If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.

They have helped many people in your situation. Fill out the form on their website or give them a call at (855) 281-1510 for a free credit consultation to see what they can do for you.

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