Professional Service Bureau

Who is Professional Service Bureau?

Professional Service Bureau, Inc., also known as PSB & MARS, is a debt collection agency based in Anoka, Minnesota.

If you see PSB listed on your credit report as a collections account, it implies that you have an unpaid bill that has been transferred to PSB for collection.

Who does Professional Service Bureau collect for?

Professional Service Bureau primarily collects debts on behalf of healthcare providers. Two of their most prominent clients are Mayo Clinic and HealthPartners.

Is Professional Service Bureau legit or a scam?

Professional Service Bureau, Inc. is a legitimate company. They are authorized to collect debts on behalf of their clients. However, it’s important to verify any debts they claim you owe before making any payments.

How can I remove Professional Service Bureau from my credit report?

Collections can hurt your credit score and stay on your credit report for up to seven years, even if you pay them. Paying the collection might even lower your credit score.

However, it is possible to remove a collection account from your credit history before seven years.

(Though debt collectors may not want this widely known, it’s your right to be informed.)

Professional credit repair services assist people in getting their credit back on track.

They can help challenge inaccurate, unfair, or unsubstantiated information on your credit report, including collections, inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.

Get started on the path to better credit today: Fill out the form for a free credit consultation.

Professional Service Bureau, Inc. (PSB & MARS) Contact Information

Address:

PSB & MARS
911 Lund Blvd Suite 100
Anoka, MN 55303

Phone number: (877) 688-2268

Should I contact or pay Professional Service Bureau?

Before contacting a collection agency, verify that the debt is legitimate and accurately reported. Credit reports can contain errors or list debts that are no longer valid. Also, be aware that making payments on a debt can reset the clock and potentially harm your credit.

The most effective way to deal with Professional Service Bureau is to work with a credit repair professional. They help remove millions of negative items every year from companies like Professional Service Bureau, Inc. on behalf of their clients.

Will Professional Service Bureau sue me or garnish my wages?

Professional Service Bureau, Inc. is legally entitled to sue you for unpaid debts. If they win the lawsuit, they may be awarded a judgment by the court. Depending on the laws of your specific state, this judgment can potentially lead to wage garnishment, a lien against your property, or a bank account levy.

However, keep in mind that initiating a lawsuit is usually a last resort for collection agencies. It involves additional costs and time, and most agencies prefer to resolve the debt directly with you, possibly through payment plans or settlement agreements.

Professional Service Bureau, Inc. Complaints

Many collection agencies have numerous complaints filed with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most complaints are about inaccurate reporting, harassment, or failure to verify a debt. If you are being harassed, consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include disputing credit reporting errors and being treated fairly and respectfully by debt collectors.

Your Rights When Dealing with Professional Service Bureau, Inc.

Debt collectors must follow state and federal laws. The Fair Debt Collection Practices Act (FDCPA) prohibits abusive, unfair, or deceptive practices and ensures your rights are protected:

• It is a violation of federal law for Professional Service Bureau to report inaccurate or incomplete information about you.
• You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. They have 30 days to prove the debt is yours and the amount is accurate.
• Professional Service Bureau cannot threaten or harass you, call repeatedly, swear at you, or publicly publish a list of debtors.
• Professional Service Bureau must be honest about who they are and their purpose. They must notify you in writing and verbally that they are a debt collection agency.
• Professional Service Bureau cannot threaten to have you arrested or imprisoned for unpaid debts.

Remove Professional Service Bureau From Your Credit Report Today!

Credit Saint can help you dispute Professional Service Bureau accounts. With over 15 years of experience, they have a proven track record of removing incorrect entries for many clients.

If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.

They have helped many people in your situation. Fill out the form on their website or call (855) 281-1510 for a free credit consultation to see what they can do for you.