Who is Quad Corporation?
Quad Corporation, Inc. is a debt collection agency located in Davenport, Iowa. They have built their business around helping creditors recover money that they are owed.
If Quad Corporation appears on your credit report, it signifies their efforts to collect a debt that you are responsible for.
Who does Quad Corporation collect for?
Quad Corporation primarily provides debt collection services for a variety of healthcare providers and financial institutions. This includes hospitals, private practices, banks, credit card companies, and more. They manage and attempt to collect debts that have been written off or uncollected by these entities, essentially acting as intermediaries.
Is Quad Corporation legit or a scam?
Quad Corporation, Inc. is a legitimate company. However, the tactics they use to recover debts can sometimes be interpreted as aggressive or annoying, such as frequent calls, text messages, or emails.
How can I remove Quad Corporation from my credit report?
Collections can hurt your credit score and remain on your credit report for up to seven years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.
However, it is possible to remove a collection account from your credit history before seven years.
(While debt collectors may not want this information to be widely known, it’s your right to be informed.)
Ready to Raise Your Credit Score?
Some clients have raised their credit scores
by 100 points* or more.
Lexington Law is a professional credit repair law firm that works with people who want to fix their credit.
In addition to collections, they can work with you to challenge other inaccurate, unfair, or unsubstantiated information on your credit report. These items include inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.
Get started on the path to better credit today: Fill out the form for a free credit consultation.
Quad Corporation, Inc. Contact Information
Quad Corporation, Inc.
2322 E Kimberly Rd Ste 150e
Davenport, IA 52807
Phone number: (563) 344-8700
Should I contact or pay Quad Corporation, Inc.?
It’s best to avoid speaking to a collection agency on the phone. And making payments on the debt will reset the clock. As a result, it could harm your credit rather than improve it. However, sometimes it’s better just to pay the collection account, especially if it’s new, and you’re certain that it’s legit.
The most effective way to deal with Quad Corporation is to work with a credit repair professional. They help remove millions of negative items every year from companies like Quad Corporation, Inc. on behalf of their clients.
Will Quad Corporation, Inc. sue me or garnish my wages?
Quad Corporation, Inc. is entitled to pursue legal action if you fail to repay a debt owed to their clients. While they have the option to sue debtors in certain situations, it’s important to note that debt collection practices and regulations can vary by jurisdiction and are subject to local laws.
The decision to sue or garnish wages typically depends on the circumstances, the amount of the debt, and the applicable laws in your jurisdiction.
Quad Corporation, Inc. Complaints
Most collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If you are being harassed by Quad Corporation, you should also consider filing a complaint.
You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include the ability to dispute credit reporting errors and to be treated fairly and respectfully by debt collectors.
Your Rights When Dealing with Quad Corporation, Inc.
Debt collectors must abide by state and federal laws in the United States. For example, the Fair Debt Collection Practices Act prohibits a debt collector from using abusive, unfair, or deceptive practices. In addition, the FDCPA provides you with many rights to ensure that collection agencies don’t take advantage of you. In particular:
- It is a violation of federal law for Quad Corporation to report inaccurate or incomplete information about you.
- You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. By law, they have 30 days to prove to you that the debt is really yours and the total amount is accurate.
- Quad Corporation may not threaten or harass you, call you repeatedly, swear at you, or publicly publish a list of debtors.
- Quad Corporation must be honest about who they are and what they are attempting to do. They must notify you that they are a debt collection agency both orally and in writing.
- Quad Corporation cannot threaten to have you arrested or imprisoned over unpaid debts.
Remove Quad Corporation From Your Credit Report Today!
Lexington Law can assist you in disputing Quad Corporation accounts. With more than 18 years of experience, they achieved over 6 million removals for their clients in 2021 alone.
If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.
They have helped many people in your situation. Fill out the form on their website for a free credit consultation to see what they can do for you.
Ready to Repair Your Credit?
Some clients have raised their credit scores
by 100 points* or more.
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