Who is Recovery Solutions Group?
Recovery Solutions Group, LLC (RSG) is a debt collection agency located in Milford, Delaware. They assist businesses in the process of recovering unpaid debts.
If you see RSG listed on your credit report as a collections account, it means that there is an outstanding debt attributed to you that they are attempting to collect.
Who does Recovery Solutions Group collect for?
Recovery Solutions Group has a specific focus on the fire and water debt recovery sector. This specialization likely includes recovering debts from individuals and businesses that have received fire and water damage restoration services but have not paid their bills in full.
Is Recovery Solutions Group legit or a scam?
Recovery Solutions Group is a legitimate company. They are authorized to collect debts on behalf of their clients. However, it’s important to verify any debts they claim you owe before making any payments.
How can I remove Recovery Solutions Group from my credit report?
Collections can hurt your credit score and remain on your credit report for up to seven years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.
(While debt collectors may not want this information to be widely known, it’s your right to be informed.)
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In addition to collections, they can help you to challenge other inaccurate, unfair, or unsubstantiated information on your credit report. These items include inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.
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Recovery Solutions Group, LLC (RSG) Contact Information
Recovery Solutions Group
1008 Mattlind Way
Milford, DE 19963
Phone number: (302) 241-0686
Should I contact or pay Recovery Solutions Group?
It’s best to avoid speaking to a collection agency on the phone. And making payments on the debt will reset the clock. As a result, it could harm your credit rather than improve it. However, sometimes it’s better just to pay the collection account, especially if it’s new, and you’re certain that it’s legit.
The most effective way to deal with Recovery Solutions Group is to work with a credit repair professional. They help remove millions of negative items every year from companies like Recovery Solutions Group on behalf of their clients.
Will Recovery Solutions Group sue me or garnish my wages?
Recovery Solutions Group, LLC (RSG) has the legal right to sue for unpaid debts. If they win the lawsuit and secure a judgment against you, they might potentially be allowed to garnish your wages or levy your bank account, depending on the laws in your specific state or jurisdiction.
However, lawsuits are often considered a last resort due to their costliness and time-consuming nature. Therefore, RSG might prefer to negotiate a payment plan or a settlement agreement with you first.
Recovery Solutions Group, LLC (RSG) Complaints
Most collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If a debt collector is harassing you, you may want to consider filing a complaint.
You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include the ability to dispute credit reporting errors and to be treated fairly and respectfully by debt collectors.
Your Rights When Dealing with Recovery Solutions Group
Debt collectors must abide by state and federal laws in the United States. For example, the FDCPA prohibits a debt collector from using abusive, unfair, or deceptive practices. In addition, it provides you with many rights to ensure that collection agencies don’t take advantage of you. In particular:
- It is a violation of federal law for Recovery Solutions Group to report inaccurate or incomplete information about you.
- You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. By law, they have 30 days to prove to you that the debt is really yours and the total amount is accurate.
- Recovery Solutions Group may not threaten or harass you, call you repeatedly, swear at you, or publicly publish a list of debtors.
- Recovery Solutions Group must be honest about who they are and what they are attempting to do. They must notify you that they are a debt collection agency both orally and in writing.
- Recovery Solutions Group cannot threaten to have you arrested or imprisoned over unpaid debts.
Remove Recovery Solutions Group From Your Credit Report Today!
Credit Saint can assist you in disputing Recovery Solutions Group collection accounts. With years of experience at their disposal, these professionals have a proven track record of effectively removing incorrect entries for countless clients.
If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.
Ready to Repair Your Credit?
Learn how to get help disputing errors on your credit report that could be hurting your credit score.
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