Who is Reliance Recoveries?
Reliance Recoveries, aka Accounts Receivable Services, LLC is a debt collection agency located in Minneapolis, Minnesota.
You may see Reliance Recoveries listed on your credit report as a collections account. This can happen if you didn’t pay a bill.
Who does Reliance Recoveries collect for?
Reliance Recoveries provides medical debt collection services to health care providers.
Is Reliance Recoveries legit or a scam?
Reliance Recoveries is a legitimate company. However, they may repeatedly spam call, text, or email you.
How can I remove Reliance Recoveries from my credit report?
Reliance Recoveries collections can hurt your credit score and remain on your credit report for up to seven years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.
However, it is possible to remove a collection account from your credit history before seven years.
(While debt collectors may not want this information to be widely known, it’s your right to be informed.)
Lexington Law is a professional credit repair law firm that works with people who want to fix their credit.
In addition to collections, they can work with you to challenge other inaccurate, unfair, or unsubstantiated information on your credit report. These items include inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.
Get started on the path to better credit today: (800) 220-0084
Reliance Recoveries / Accounts Receivable Services, LLC Contact Information
Address:
Reliance Recoveries
6160 Summit Dr. N Ste 440
Minneapolis, MN 55430
Phone number: (763) 585-8500
Should I contact or pay Reliance Recoveries?
It’s best to avoid speaking to a debt collector on the phone. And making payments on the debt will reset the clock. As a result, it could harm your credit rather than improve it. However, sometimes it’s better just to pay the collection account, especially if it’s new, and you’re certain that it’s legit.
The most effective way to deal with Reliance Recoveries is to work with a credit repair professional. They help remove millions of negative items every year from companies like Reliance Recoveries on behalf of their clients.
Will Reliance Recoveries sue me or garnish my wages?
It’s possible, but if you work with a law firm like Lexington Law, you have nothing to worry about. They help you dispute the Reliance Recoveries debt with the credit bureaus and possibly remove it from your credit report. It’s also quite possible that you will never hear from or have to deal with Reliance Recoveries again.
Wage Garnishment
Some states allow wage garnishment, while others do not. If you are in a state that does not allow wage garnishment, it is illegal for a debt collector to threaten to garnish your wages.
It is also illegal for Reliance Recoveries to make any claims they cannot or will not follow through on. This includes threatening to sue you or foreclose on your home.
Reliance Recoveries Complaints
Most collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If a debt collector is harassing you, you may want to consider filing a complaint. Reliance Recoveries currently has an A+ rating with the Better Business Bureau.
You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include the ability to dispute credit reporting errors and to be treated fairly and respectfully by debt collectors.
Your Rights When Dealing with Reliance Recoveries
Debt collectors must abide by state and federal laws in the United States. For example, the Fair Debt Collection Practices Act prohibits a debt collector from using abusive, unfair, or deceptive practices. In addition, the FDCPA provides you with many rights to ensure that collection agencies don’t take advantage of you. In particular:
- It is a violation of federal law for Reliance Recoveries to report inaccurate or incomplete information about you.
- You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. By law, they have 30 days to prove to you that the debt is really yours and the total amount is accurate.
- Reliance Recoveries may not threaten or harass you, call you repeatedly, swear at you, or publicly publish a list of debtors.
- Reliance Recoveries must be honest about who they are and what they are attempting to do. They must notify you that they are a debt collection agency both orally and in writing.
- Reliance Recoveries cannot threaten to have you arrested or imprisoned over unpaid debts.
Remove Reliance Recoveries From Your Credit Report Today!
Lexington Law can assist you in disputing Reliance Recoveries accounts. With more than 18 years of experience, they achieved over 6 million removals for their clients in 2021 alone.
If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.
They have helped many people in your situation. Give them a call at (800) 220-0084 for a free credit consultation to see what they can do for you.
