Who is Reliance Recoveries?
Reliance Recoveries, also known as Accounts Receivable Services, LLC, is a debt collection agency based in Minneapolis, Minnesota. The company is in the business of debt recovery and its operations involve tracking down and communicating with people who have unpaid bills.
If you have outstanding debt, you may see Reliance Recoveries appearing on your credit report as a collection account.
Who does Reliance Recoveries collect for?
Reliance Recoveries primarily serves health care providers, providing medical debt collection services. If you have unpaid medical bills from healthcare providers that have enlisted the services of Reliance Recoveries, this agency might be the one contacting you for repayment.
Is Reliance Recoveries legit or a scam?
Reliance Recoveries is a legitimate company. They are authorized to collect debts on behalf of their clients. However, it’s important to verify any debts they claim you owe before making any payments.
How can I remove Reliance Recoveries from my credit report?
Collection accounts can impact your credit score for up to seven years, so it’s essential to address them promptly. To remove collections from your report, start by disputing any errors related to the account with the credit bureaus.
If the information is accurate, consider negotiating a “pay-for-delete” agreement, where you offer payment in exchange for the account’s removal. Another option is to work with a credit repair service that specializes in challenging collections.
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Reliance Recoveries / Accounts Receivable Services, LLC Contact Information
Address:
Reliance Recoveries
6160 Summit Dr. N Ste 440
Minneapolis, MN 55430
Phone number: (763) 585-8500
Should I contact or pay Reliance Recoveries?
Before contacting a debt collector, verify that the debt is legitimate and accurately reported. Credit reports can contain errors or list debts that are no longer valid. Also, be aware that making payments on a debt can reset the clock and potentially harm your credit.
The most effective way to deal with Reliance Recoveries is to work with a credit repair professional. They help remove millions of negative items every year from companies like Reliance Recoveries on behalf of their clients.
Will Reliance Recoveries sue me or garnish my wages?
Reliance Recoveries has the option to sue you for an unpaid debt, though it’s typically not their first course of action. If they choose to sue you and a court judgment is rendered against you, they may be able to garnish your wages. However, remember that all of this is subject to local and federal laws and regulations, which protect consumers from unfair collection practices
Reliance Recoveries Complaints
Many collection agencies have numerous complaints filed with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most complaints are about inaccurate reporting, harassment, or failure to verify a debt. If you are being harassed, consider filing a complaint. Reliance Recoveries currently has an A+ rating with the Better Business Bureau.
You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include disputing credit reporting errors and being treated fairly and respectfully by debt collectors.
Your Rights When Dealing with Reliance Recoveries
Debt collectors must follow state and federal laws. The Fair Debt Collection Practices Act (FDCPA) prohibits abusive, unfair, or deceptive practices and ensures your rights are protected:
- It is a violation of federal law for Reliance Recoveries to report inaccurate or incomplete information about you.
- You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. They have 30 days to prove the debt is yours and the amount is accurate.
- Reliance Recoveries cannot threaten or harass you, call repeatedly, swear at you, or publicly publish a list of debtors.
- Reliance Recoveries must be honest about who they are and their purpose. They must notify you in writing and verbally that they are a debt collection agency.
- Reliance Recoveries cannot threaten to have you arrested or imprisoned for unpaid debts.
Remove Reliance Recoveries From Your Credit Report Today!
Credit Saint offers assistance with disputing Reliance Recoveries accounts. With over 15 years of experience, they have worked with clients to address incorrect entries on credit reports.
If managing collection accounts feels overwhelming, working with a trusted credit repair company could be a helpful step toward improving your credit.
Visit their website or call (855) 281-1510 for more details.
