Who is Rozlin Financial Group?
Rozlin Financial Group, Inc. (RFGI) is a professional debt collection agency that operates out of Sycamore, Illinois. Their primary business function is to recover unpaid debts on behalf of their clients, generally the original creditors.
If Rozlin Financial Group appears on your credit report, it typically signifies that they have taken on a debt associated with your name. This often happens when there is a bill or financial obligation that hasn’t been settled in due time.
Who does Rozlin Financial Group collect for?
Rozlin Financial Group works on behalf of a variety of original creditors as a third-party agency to recover past-due debts. The sectors they serve can span across various industries such as healthcare, financial services, retail, and more.
Is Rozlin Financial Group legit or a scam?
Rozlin Financial Group is a legitimate company. However, their debt collection practices might involve frequent phone calls, text messages, or emails, which can be intrusive and lead some to question their legitimacy.
How can I remove Rozlin Financial Group from my credit report?
Collections can hurt your credit score and remain on your credit report for up to seven years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.
However, it is possible to remove a collection account from your credit history before seven years.
(While debt collectors may not want this information to be widely known, it’s your right to be informed.)
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Rozlin Financial Group Contact Information
Rozlin Financial Group, Inc.
1628 DeKalb Ave
Sycamore, IL 60178
Phone number: (866) 217-9080
Should I contact or pay Rozlin Financial Group?
It’s best to avoid speaking to a collection agency on the phone. And making payments on the debt will reset the clock. As a result, it could harm your credit rather than improve it. However, sometimes it’s better just to pay the collection account, especially if it’s new, and you’re certain that it’s legit.
The most effective way to deal with Rozlin Financial Group is to work with a credit repair professional. They help remove millions of negative items every year from companies like Rozlin Financial Group on behalf of their clients.
Will Rozlin Financial Group sue me or garnish my wages?
Rozlin Financial Group, Inc. is entitled to file a lawsuit against a debtor for an unpaid debt. If they decide to take this step and a court rules in their favor, they may be granted the right to garnish your wages, levy your bank account, or take other collection actions depending on the laws of your state.
However, a lawsuit is typically a last resort for debt collectors. Before it reaches this point, they will likely have made numerous attempts to collect the debt, and you should have received multiple notifications and had opportunities to address the debt.
Rozlin Financial Group Complaints
Most collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If a debt collector is harassing you, you may want to consider filing a complaint.
You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include the ability to dispute credit reporting errors and to be treated fairly and respectfully by debt collectors.
Your Rights When Dealing with Rozlin Financial Group
Debt collectors must abide by state and federal laws in the United States. For example, the Fair Debt Collection Practices Act prohibits a debt collector from using abusive, unfair, or deceptive practices. In addition, the FDCPA provides you with many rights to ensure that collection agencies don’t take advantage of you. In particular:
- It is a violation of federal law for Rozlin Financial Group to report inaccurate or incomplete information about you.
- You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. By law, they have 30 days to prove to you that the debt is really yours and the total amount is accurate.
- Rozlin Financial Group may not threaten or harass you, call you repeatedly, swear at you, or publicly publish a list of debtors.
- Rozlin Financial Group must be honest about who they are and what they are attempting to do. They must notify you that they are a debt collection agency both orally and in writing.
- Rozlin Financial Group cannot threaten to have you arrested or imprisoned over unpaid debts.
Remove Rozlin Financial Group From Your Credit Report Today!
Credit Saint can assist you in disputing Rozlin Financial Group collection accounts. With years of experience at their disposal, these professionals have a proven track record of effectively removing incorrect entries for countless clients.
If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.
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