Who is RSH & Associates?
RSH & Associates, LLC is a debt collection agency based in Lenexa, Kansas. Their primary function is to recover outstanding debts on behalf of various creditors.
If RSH & Associates is listed on your credit report, it typically means that you have an unpaid debt, often related to medical services, which has been forwarded to them for collection.
Who does RSH & Associates collect for?
RSH & Associates specializes in collecting medical debt. They work on behalf of healthcare providers such as hospitals, clinics, and individual practitioners who have been unable to collect payment from patients for services rendered. If you have an unpaid medical bill, the healthcare provider may transfer or sell the debt to them to recover the owed funds.
Is RSH & Associates legit or a scam?
RSH & Associates is a legitimate company. However, as is common in the debt collection industry, they may employ persistent methods to recover the owed amounts, such as regular calls, text messages, or emails. While these practices can be intrusive and stressful, they are generally within the bounds of the law.
How can I remove RSH & Associates from my credit report?
Collections can hurt your credit score and remain on your credit report for up to seven years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.
However, it is possible to remove a collection account from your credit history before seven years.
(While debt collectors may not want this information to be widely known, it’s your right to be informed.)
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In addition to collections, they can help you to challenge other inaccurate, unfair, or unsubstantiated information on your credit report. These items include inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.
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RSH & Associates, LLC Contact Information
RSH & Associates, LLC
14635 W 95th St.
Lenexa, KS 66215
RSH & Associates, LLC
PO Box 14515
Lenexa, KS 66285
Phone number: (913) 948-6750 or (888) RSH-6750
Should I contact or pay RSH & Associates?
It’s best to avoid speaking to a collection agency on the phone. And making payments on the debt will reset the clock. As a result, it could harm your credit rather than improve it. However, sometimes it’s better just to pay the collection account, especially if it’s new, and you’re certain that it’s legit.
The most effective way to deal with RSH & Associates is to work with a credit repair professional. They help remove millions of negative items every year from companies like RSH & Associates on behalf of their clients.
Will RSH & Associates sue me or garnish my wages?
RSH & Associates does have the legal ability to sue you for an unpaid debt. If they choose to take legal action and they win the lawsuit, they could potentially be granted a court order to garnish your wages, levy your bank accounts, or take other actions to recover the debt. This would depend on the laws in your state.
However, whether they choose to sue or not depends on a variety of factors, including the size of your debt, the cost of litigation, and whether they believe you have the ability to pay. While the possibility of legal action can be intimidating, not all debt collectors will choose to pursue this route.
RSH & Associates Complaints
Most collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If a debt collector is harassing you, you may want to consider filing a complaint.
You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include the ability to dispute credit reporting errors and to be treated fairly and respectfully by debt collectors.
Your Rights When Dealing with RSH & Associates
Debt collectors must abide by state and federal laws in the United States. For example, the FDCPA prohibits a debt collector from using abusive, unfair, or deceptive practices. In addition, it provides you with many rights to ensure that collection agencies don’t take advantage of you. In particular:
- It is a violation of federal law for RSH & Associates to report inaccurate or incomplete information about you.
- You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. By law, they have 30 days to prove to you that the debt is really yours and the total amount is accurate.
- RSH & Associates may not threaten or harass you, call you repeatedly, swear at you, or publicly publish a list of debtors.
- RSH & Associates must be honest about who they are and what they are attempting to do. They must notify you that they are a debt collection agency both orally and in writing.
- RSH & Associates cannot threaten to have you arrested or imprisoned over unpaid debts.
Remove RSH & Associates From Your Credit Report Today!
Credit Saint can assist you in disputing RSH & Associates collection accounts. With years of experience at their disposal, these professionals have a proven track record of effectively removing incorrect entries for countless clients.
If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.
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