RSH & Associates


Is RSH & Associates hurting your credit score?

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Who is RSH & Associates?

RSH & Associates, LLC is a debt collection agency based in Lenexa, Kansas. Their primary function is to recover outstanding debts on behalf of various creditors.

If RSH & Associates is listed on your credit report, it typically means that you have an unpaid debt, often related to medical services, which has been forwarded to them for collection.

Who does RSH & Associates collect for?

RSH & Associates specializes in collecting medical debt. They work on behalf of healthcare providers such as hospitals, clinics, and individual practitioners who have been unable to collect payment from patients for services rendered. If you have an unpaid medical bill, the healthcare provider may transfer or sell the debt to them to recover the owed funds.

Is RSH & Associates legit or a scam?

RSH & Associates is a legitimate company. However, as is common in the debt collection industry, they may employ persistent methods to recover the owed amounts, such as regular calls, text messages, or emails. While these practices can be intrusive and stressful, they are generally within the bounds of the law.

How can I remove RSH & Associates from my credit report?

Collections can hurt your credit score and stay on your credit report for up to seven years, even if you pay them. Paying the collection might even lower your credit score.

However, it is possible to remove a collection account from your credit history before seven years.

(Though debt collectors may not want this widely known, it’s your right to be informed.)

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They can help challenge inaccurate, unfair, or unsubstantiated information on your credit report, including collections, inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.

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RSH & Associates, LLC Contact Information


RSH & Associates, LLC
14635 W 95th St.
Lenexa, KS 66215

Mailing address:

RSH & Associates, LLC
PO Box 14515
Lenexa, KS 66285

Phone number: (913) 948-6750 or (888) RSH-6750

Should I contact or pay RSH & Associates?

Before contacting a collection agency, verify that the debt is legitimate and accurately reported. Credit reports can contain errors or list debts that are no longer valid. Also, be aware that making payments on a debt can reset the clock and potentially harm your credit.

The most effective way to deal with RSH & Associates is to work with a credit repair professional. They help remove millions of negative items every year from companies like RSH & Associates on behalf of their clients.

Will RSH & Associates sue me or garnish my wages?

RSH & Associates does have the legal ability to sue you for an unpaid debt. If they choose to take legal action and they win the lawsuit, they could potentially be granted a court order to garnish your wages, levy your bank accounts, or take other actions to recover the debt. This would depend on the laws in your state.

However, whether they choose to sue or not depends on a variety of factors, including the size of your debt, the cost of litigation, and whether they believe you have the ability to pay. While the possibility of legal action can be intimidating, not all debt collectors will choose to pursue this route.

RSH & Associates Complaints

Many collection agencies have numerous complaints filed with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most complaints are about inaccurate reporting, harassment, or failure to verify a debt. If you are being harassed, consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include disputing credit reporting errors and being treated fairly and respectfully by debt collectors.

Your Rights When Dealing with RSH & Associates

Debt collectors must follow state and federal laws. The Fair Debt Collection Practices Act (FDCPA) prohibits abusive, unfair, or deceptive practices and ensures your rights are protected:

  • It is a violation of federal law for RSH & Associates to report inaccurate or incomplete information about you.
  • You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. They have 30 days to prove the debt is yours and the amount is accurate.
  • RSH & Associates cannot threaten or harass you, call repeatedly, swear at you, or publicly publish a list of debtors.
  • RSH & Associates must be honest about who they are and their purpose. They must notify you in writing and verbally that they are a debt collection agency.
  • RSH & Associates cannot threaten to have you arrested or imprisoned for unpaid debts.

Remove RSH & Associates From Your Credit Report Today!

Credit Saint can help you dispute RSH & Associates collection accounts. With over 15 years of experience, they have a proven track record of removing incorrect entries for many clients.

If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.

They have helped many people in your situation. Fill out the form on their website or call (855) 281-1510 for a free credit consultation to see what they can do for you.

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Meet the author

Crediful is your go-to destination for all things related to personal finance. We're dedicated to helping you achieve financial freedom and make informed financial decisions. Our team of financial experts and enthusiasts brings you articles and resources on topics like budgeting, credit, saving, investing, and more.