Who is The Stark Collection Agency?
The Stark Collection Agency, Inc. is a debt collection agency located in Madison, Wisconsin. They work on behalf of various businesses to collect debts from individuals who have not fulfilled their payment obligations.
If you have an outstanding debt that’s been transferred to The Stark Collection Agency, you might find them listed on your credit report as a collections account.
Who does The Stark Collection Agency collect for?
The Stark Collection Agency caters to a wide array of industries. This includes businesses in the check and retail sectors, government entities, healthcare and private sector companies, landlords dealing with rent and damage claims, subrogation, and telecommunications firms.
Is The Stark Collection Agency legit or a scam?
The Stark Collection Agency is a legitimate debt collection company. They are authorized to collect debts on behalf of their clients. However, it’s important to verify any debts they claim you owe before making any payments.
How can I remove The Stark Collection Agency from my credit report?
Collection accounts can impact your credit score for up to seven years, so it’s essential to address them promptly. To remove collections from your report, start by disputing any errors related to the account with the credit bureaus.
If the information is accurate, consider negotiating a “pay-for-delete” agreement, where you offer payment in exchange for the account’s removal. Another option is to work with a credit repair service that specializes in challenging collections.
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The Stark Collection Agency Contact Information
Address:
The Stark Collection Agency
6425 Odana Rd Ste 22
Madison, WI 53719
Phone number: (877) 274-7764 or (608) 274-7764
Should I contact or pay Stark Collection Agency?
Before contacting a debt collector, verify that the debt is legitimate and accurately reported. Credit reports can contain errors or list debts that are no longer valid. Also, be aware that making payments on a debt can reset the clock and potentially harm your credit.
The most effective way to deal with Stark Collection Agency is to work with a credit repair professional. They help remove millions of negative items every year from companies like Stark Collection Agency on behalf of their clients.
Will Stark Collection Agency sue me or garnish my wages?
The Stark Collection Agency does have the legal option to sue for an unpaid debt. If the court judgement is in their favor, they may potentially garnish your wages, levy your bank account, or place a lien on your property depending on the regulations of your particular state or jurisdiction.
However, these actions are often considered a last resort, as they can be costly and complex. More commonly, collection agencies prefer to negotiate a payment plan or settlement to recoup the debt.
Stark Collection Agency Complaints
Many collection agencies have numerous complaints filed with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most complaints are about inaccurate reporting, harassment, or failure to verify a debt. If you are being harassed, consider filing a complaint.
You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include disputing credit reporting errors and being treated fairly and respectfully by debt collectors.
Your Rights When Dealing with The Stark Collection Agency
Debt collectors must follow state and federal laws. The Fair Debt Collection Practices Act (FDCPA) prohibits abusive, unfair, or deceptive practices and ensures your rights are protected:
- It is a violation of federal law for Stark Collection Agency to report inaccurate or incomplete information about you.
- You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. They have 30 days to prove the debt is yours and the amount is accurate.
- Stark Collection Agency cannot threaten or harass you, call repeatedly, swear at you, or publicly publish a list of debtors.
- Stark Collection Agency must be honest about who they are and their purpose. They must notify you in writing and verbally that they are a debt collection agency.
- Stark Collection Agency cannot threaten to have you arrested or imprisoned for unpaid debts.
Remove Stark Agency From Your Credit Report Today!
Credit Saint offers assistance with disputing Stark Agency collection accounts. With over 15 years of experience, they have worked with clients to address incorrect entries on credit reports.
If managing collection accounts feels overwhelming, working with a trusted credit repair company could be a helpful step toward improving your credit.
Visit their website or call (855) 281-1510 for more details.
