Seeing Stuart-Lippman and Associates, Inc on your credit report can be stressful. Like most collection accounts, it can damage your credit score and stay on your record for years if not addressed. Here’s what you need to know and how to handle it.
Who Is Stuart-Lippman and Associates, Inc?
Stuart-Lippman and Associates is a debt collection agency based in Tucson, Arizona. If their name appears on your credit report, it usually means an unpaid debt has been sent to them by the original creditor.
They focus on recovering overdue debts for businesses across several industries, which can include both personal and business-related accounts.
Who Does Stuart-Lippman and Associates Collect For?
Stuart-Lippman and Associates collects debts for businesses in:
- Business services: Past-due invoices or B2B accounts
- Construction: Debts tied to contracts or materials
- Financial services: Unpaid loans or credit card accounts
- Healthcare: Medical-related debts
- Manufacturing: Outstanding balances for products or services
- Professional services: Unpaid service bills
- Telecommunications: Overdue phone or internet bills
If you owe money in one of these industries, that debt may have been passed to them for collection.
Is Stuart-Lippman and Associates Legitimate?
Yes, Stuart-Lippman and Associates is a legitimate debt collection company. However, that doesn’t mean every debt they pursue is valid. Always verify any account before making payments or agreeing to settle.
How to Remove Stuart-Lippman and Associates From Your Credit Report
Collections can stay on your credit report for up to seven years, lowering your credit score. You have options to potentially remove them:
- Dispute Errors: If the account is inaccurate, dispute it with the credit bureaus. Incorrect details, outdated information, or debts that don’t belong to you should be challenged.
- Negotiate a Pay-for-Delete: Some collectors agree to remove the account if you pay. Get any agreement in writing before sending payment.
- Work With a Credit Repair Company: Professionals can help dispute collection accounts, especially if the process feels overwhelming.
Ready to Clean Up Your Credit Report?
Learn how credit repair professionals can assist you in disputing inaccuracies on your credit report.
Should You Pay Stuart-Lippman and Associates?
Before paying, confirm the debt is valid and accurately reported. If you pay a collection account without confirming details, it can reset the statute of limitations, making it harder to resolve in the future.
Many people choose to work with credit repair experts to challenge accounts from agencies like Stuart-Lippman and Associates and clean up their credit reports.
Can Stuart-Lippman and Associates Sue You or Garnish Your Wages?
Debt collectors can sue you to recover unpaid debts. If they win in court, they may be able to garnish wages or levy bank accounts, depending on your state’s laws.
Not every account leads to legal action, but unpaid collections always carry that risk. Taking action early can help avoid those outcomes.
Stuart-Lippman and Associates Complaints
Like many collection agencies, Stuart-Lippman and Associates has received complaints with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB).
Common complaints include:
- Incorrect reporting to credit bureaus
- Harassment or excessive calls
- Failure to validate debts
If you experience unfair treatment, you have the right to file a complaint.
Your Rights Under the Law
You are protected by the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These laws give you rights when dealing with Stuart-Lippman and Associates:
- They cannot report false or incomplete information
- You can demand debt validation within 30 days of first contact
- They cannot harass, threaten, or use abusive language
- They must clearly state they are a debt collector
- They cannot threaten jail or legal action they don’t intend to pursue
Stuart-Lippman and Associates Contact Information
Address:
Stuart-Lippman and Associates, Inc
5447 E 5th Street, Suite 110
Tucson, AZ 85711
Phone: (800) 880-5400
How to Get Stuart-Lippman and Associates Removed From Your Credit
If you want professional help dealing with Stuart-Lippman and Associates, companies like Credit Saint can assist. They’ve helped thousands of people challenge collections and improve their credit profiles.
Credit Saint even offers a 90-day money-back guarantee, giving you extra confidence in the process.
Call (855) 281-1510 or visit their website to get started.
Brooke Banks is a personal finance writer specializing in credit, debt, and smart money management. She helps readers understand their rights, build better credit, and make confident financial decisions with clear, practical advice.
