Who is Systems & Services Technologies?
Systems & Services Technologies, Inc. (SST) is a debt collection agency specializing in loan servicing and payment processing. They are located in St. Joseph, Missouri. SST provides deficiency collections through NCO Financial Systems, their parent company.
SST’s involvement in loan recovery could result in their name appearing on your credit report as a collections account. This typically happens when you fail to pay a bill.
Who does Systems & Services Technologies collect for?
Systems & Services Technologies primarily operates in the field of consumer loan servicing. This involves managing the loans of consumers on behalf of the original lenders.
Is Systems & Services Technologies legit or a scam?
Systems & Services Technologies is a legitimate company. They are authorized to collect debts on behalf of their clients. However, it’s important to verify any debts they claim you owe before making any payments.
How can I remove Systems & Services Technologies from my credit report?
Collections can hurt your credit score and remain on your credit report for up to seven years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.
However, it is possible to remove a collection account from your credit history before seven years.
(While debt collectors may not want this information to be widely known, it’s your right to be informed.)
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Systems & Services Technologies (SST) Contact Information
Address:
Systems & Services Technologies, Inc.
4315 Pickett Rd
Saint Joseph, MO 64503-1600
Phone number: (866) 333-3819
Should I contact or pay Systems & Services Technologies?
It’s best to avoid speaking to a collection agency on the phone. And making payments on the debt will reset the clock. As a result, it could harm your credit rather than improve it. However, sometimes it’s better just to pay the collection account, especially if it’s new, and you’re certain that it’s legit.
The most effective way to deal with Systems & Services Technologies is to work with a credit repair professional. They help remove millions of negative items every year from companies like Systems & Services Technologies on behalf of their clients.
Will Systems & Services Technologies sue me or garnish my wages?
Systems & Services Technologies, Inc. (SST) is entitled to sue you to collect an unpaid debt. If they win a judgment in court, they could potentially garnish your wages depending on the laws in your specific state.
However, it’s important to remember that most agencies prefer to avoid legal action if possible because it’s costly and time-consuming. Typically, they’re more likely to negotiate a payment plan or settle the debt for a lesser amount.
Systems & Services Technologies Complaints
Most collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If a debt collector is harassing you, you may want to consider filing a complaint.
You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include the ability to dispute credit reporting errors and to be treated fairly and respectfully by debt collectors.
Your Rights When Dealing with Systems & Services Technologies
Systems & Services Technologies must abide by state and federal laws in the United States. For example, the Fair Debt Collection Practices Act prohibits a debt collector from using abusive, unfair, or deceptive practices. In addition, the FDCPA provides you with many rights to ensure that collection agencies don’t take advantage of you. In particular:
- It is a violation of federal law for Systems & Services Technologies to report inaccurate or incomplete information about you.
- You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. By law, they have 30 days to prove to you that the debt is really yours and the total amount is accurate.
- Systems & Services Technologies may not threaten or harass you, call you repeatedly, swear at you, or publicly publish a list of debtors.
- Systems & Services Technologies must be honest about who they are and what they are attempting to do. They must notify you that they are a debt collection agency both orally and in writing.
- Systems & Services Technologies cannot threaten to have you arrested or imprisoned over unpaid debts.
Remove Systems & Services Technologies From Your Credit Report Today!
Credit Saint can assist you in disputing Systems & Services Technologies collection accounts. With years of experience at their disposal, these professionals have a proven track record of effectively removing incorrect entries for countless clients.
If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.
They have helped many people in your situation. Fill out the form on their website or give them a call at (855) 281-1510 for a free credit consultation to see what they can do for you.
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