Who is Trustmark Recovery Services?
Trustmark Recovery Services is a debt collection agency headquartered in Schererville, Indiana. Their primary focus is on the collection of outstanding debts. If you have an unpaid bill or debt that has been transferred to them, you may notice their name listed on your credit report as a collections account.
Who does Trustmark Recovery Services collect for?
Trustmark Recovery Services specializes in the recovery of past-due debts on behalf of original creditors. They work with a range of clients, including credit card companies, financial institutions, healthcare providers, utility companies, and other businesses.
Is Trustmark Recovery Services legit or a scam?
Trustmark Recovery Services is a legitimate company. They operate within the legal framework governing debt collection practices. However, it’s worth noting that they may engage in persistent communication methods, such as spam calls, text messages, or emails, in their debt collection efforts.
How can I remove Trustmark Recovery Services from my credit report?
Collection accounts can impact your credit score for up to seven years, so it’s essential to address them promptly. To remove collections from your report, start by disputing any errors related to the account with the credit bureaus.
If the information is accurate, consider negotiating a “pay-for-delete” agreement, where you offer payment in exchange for the account’s removal. Another option is to work with a credit repair service that specializes in challenging collections.
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Trustmark Recovery Services Contact Information
Address:
Trustmark Recovery Services
833 W Lincoln Hwy Suite 200W
Schererville, IN 46375
Phone number: (219) 922-5201
Should I contact or pay Trustmark Recovery Services?
Before contacting a collection agency, verify that the debt is legitimate and accurately reported. Credit reports can contain errors or list debts that are no longer valid. Also, be aware that making payments on a debt can reset the clock and potentially harm your credit.
The most effective way to deal with Trustmark Recovery Services is to work with a credit repair professional. They help remove millions of negative items every year from companies like Trustmark Recovery Services on behalf of their clients.
Will Trustmark Recovery Services sue me or garnish my wages?
Trustmark Recovery Services has the ability to sue you for an unpaid debt. If they decide to pursue legal action and are successful in obtaining a judgment in their favor, they may be granted certain legal remedies, including the potential to garnish your wages or levy your bank account.
However, it’s important to note that suing or wage garnishment is typically a last resort for debt collection agencies. Before reaching this stage, they are likely to engage in various collection efforts, such as contacting you to arrange payment, negotiating a settlement, or offering a payment plan.
Trustmark Recovery Services Complaints
Many collection agencies have numerous complaints filed with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most complaints are about inaccurate reporting, harassment, or failure to verify a debt. If you are being harassed, consider filing a complaint.
You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include disputing credit reporting errors and being treated fairly and respectfully by debt collectors.
Your Rights When Dealing with Trustmark Recovery Services
Debt collectors must follow state and federal laws. The Fair Debt Collection Practices Act (FDCPA) prohibits abusive, unfair, or deceptive practices and ensures your rights are protected:
- It is a violation of federal law for Trustmark Recovery Services to report inaccurate or incomplete information about you.
- You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. They have 30 days to prove the debt is yours and the amount is accurate.
- Trustmark Recovery Services cannot threaten or harass you, call repeatedly, swear at you, or publicly publish a list of debtors.
- Trustmark Recovery Services must be honest about who they are and their purpose. They must notify you in writing and verbally that they are a debt collection agency.
- Trustmark Recovery Services cannot threaten to have you arrested or imprisoned for unpaid debts.
Remove Trustmark Recovery Services From Your Credit Report Today!
Credit Saint offers assistance with disputing Trustmark Recovery Services collection accounts. With over 15 years of experience, they have worked with clients to address incorrect entries on credit reports.
If managing collection accounts feels overwhelming, working with a trusted credit repair company could be a helpful step toward improving your credit.
Visit their website or call (855) 281-1510 for more details.
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