How to Remove Data Facts From Your Credit Report

Is Data Facts hurting your credit score?

Lexington Law has helped millions of customers remove credit inquiries and other negative items from their credit reports. Let them help you too!

What is Data Facts?

Data Facts, Inc. provides credit checks to lenders and background screening to employers.

Data Facts may be on your credit report as a hard inquiry. This usually happens when you apply for credit or employment.

What is a hard inquiry?

A hard inquiry occurs any time you apply for new credit and the lender or creditor runs a credit check. It can be for a mortgage, apartment, car loan, credit card, insurance policy, cell phone, and sometimes even a job application.

Hard inquiries will typically only drop your credit score by a few points. However, if you have too many, especially in a short period of time, they can really start to add up and do some damage.

What is a soft inquiry?

A soft inquiry typically occurs when a company checks your credit history as part of a background check. It can also happen when a credit card issuer or lender checks your credit to prequalify you for an offer. Sometimes a soft inquiry might even be pulled by an existing creditor just checking on your current credit situation.

Soft inquiries do not have an impact on your credit scores.

How long do hard inquiries stay on your credit report?

The hard inquiry will remain on your credit report for up to 2 years. Each time you make an inquiry, it is recorded by one or all of the three major credit reporting agencies: Equifax, Experian, and TransUnion.

Unauthorized Inquiries

If you don’t recognize the inquiry, or you are sure you didn’t make the inquiry, contact Data Facts and ask them why an inquiry was made. The creditor’s name should be listed under the hard inquiry section on your credit report.

Data Facts, Inc. Contact Information

Address:

Data Facts, Inc.
8000 Centerview Pkwy Suite 400
Cordova, TN 38018

Phone number: (800) 813-4381

Can Data Facts be removed from my credit report?

Lexington Law specializes in removing inquiries and other negative marks on your credit report. They have over 18 years of experience and have removed over 7 million negative items for their clients in 2020 alone.

They can also help you dispute (and possibly remove) the following items:

  • late payments
  • collections
  • charge offs
  • foreclosures
  • repossessions
  • bankruptcies

Get Your Inquiries Removed Today!

If you’re struggling with bad credit and want to learn more, consider a free credit consultation with Lexington Law.

They have helped many people in your situation. Give them a call at (800) 220-0084 to see what they can do for you.