FSB Uvalde

Is FSB Uvalde hurting your credit score?

Lexington Law has helped millions of customers remove credit inquiries and other negative items from their credit reports. Let them help you too!

What is FSB Uvalde?

FSB Uvalde stands for First State Bank Of Uvalde. First State Bank Of Uvalde is a bank founded in 1907 and located in Uvalde, Texas.

FSB Uvalde or FSBUVALDE may be on your credit report as a hard inquiry. This usually happens when you apply for credit with First State Bank Of Uvalde.

What is a hard inquiry?

A hard inquiry occurs any time you apply for new credit and the lender or creditor runs a credit check. It can be for a mortgage, apartment, car loan, credit card, insurance policy, cell phone, and sometimes even a job application.

Hard inquiries will typically only drop your credit score by a few points. However, if you have too many, especially in a short period of time, they can really start to add up and do some damage.

What is a soft inquiry?

A soft inquiry occurs when a creditor checks your credit without your permission. This could be a lender with whom you’ve talked to for a pre-approval quote but haven’t actually applied for a loan. Sometimes a soft inquiry might even be pulled by an existing creditor just checking on your current credit situation.

Soft inquiries do not have an impact on your credit score.

How long do hard inquiries stay on your credit report?

Whether or not you get approved for credit at First State Bank Of Uvalde makes no difference. The hard inquiry will remain on your credit report for up to 2 years. Each time an inquiry is made, it is recorded by one or all of the three major credit reporting agencies – Equifax, Experian, and TransUnion.

Unauthorized Inquiries

If you don’t recognize the inquiry or you are sure you didn’t make the inquiry, contact First State Bank Of Uvalde and ask them why they made an inquiry. The creditor’s name should be listed under the hard inquiry section on your credit report.

First State Bank Of Uvalde Contact Information

Address:

First State Bank Of Uvalde
2100 E Main St
Uvalde, TX 78801

Mailing address:

First State Bank Of Uvalde
P.O. Box 1908
Uvalde, TX 78802

Phone number: (830) 278-6231

Can FSB Uvalde be removed from my credit report?

Lexington Law specializes in removing FSB UVALDE inquiries and other negative marks on your report. They have over 28 years of experience and have removed over 7 million negative items for their clients in 2020 alone.

They can also help you dispute (and possibly remove) the following items:

  • late payments
  • collections
  • charge offs
  • foreclosures
  • repossessions
  • judgments
  • liens
  • bankruptcies

Get Your Inquiries Removed Today!

If you’re looking for a reputable company to help you repair your credit, we HIGHLY recommend Lexington Law.

Call them at (800) 220-0084 for a free credit consultation. Paralegals are standing by waiting to take your call.