Prince-Parker and Associates


Is Prince-Parker and Associates hurting your credit score?

Schedule a free consultation to learn how to eliminate inaccurate and questionable negative information from your credit report.

Who is Prince-Parker and Associates?

Prince-Parker and Associates, Inc. is a debt collection agency located in Charlotte, North Carolina. They engage in the collection of unpaid debts from individuals who have lapsed or defaulted on their financial obligations.

If you have an unpaid bill or a debt that has been sold or transferred to Prince-Parker & Associates, you might notice their name listed on your credit report as a collections account.

Who does Prince-Parker & Associates collect for?

Prince-Parker & Associates caters to a broad spectrum of industries, collecting debts on behalf of various clients. They are experienced in handling debts related to communications, digital and print media marketing, healthcare, internet broadband, satellite, telecommunications, and utilities.

Their clientele includes some significant industry players such as AT&T, U-verse, and DirecTV.

Is Prince-Parker and Associates legit or a scam?

Prince-Parker and Associates is a legitimate debt collection agency. They operate within the legal frameworks governing debt collection and are authorized to collect on behalf of their clients. However, it’s important to verify any debts they claim you owe before making any payments.

How can I remove Prince-Parker and Associates from my credit report?

Prince-Parker collections can hurt your credit score and remain on your credit report for up to seven years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.

However, it is possible to remove a collection account from your credit history before seven years.

(Though debt collectors may not want this widely known, it’s your right to be informed.)

Ready to Raise Your Credit Score?

Learn how credit repair professionals can assist you in disputing inaccuracies on your credit report.

Professional credit repair services assist people in getting their credit back on track.

They can help challenge inaccurate, unfair, or unsubstantiated information on your credit report, including collections, inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.

Get started on the path to better credit today: Fill out the form for a free credit consultation.

Prince-Parker & Associates, Inc. Contact Information


Prince-Parker & Associates, Inc.
8625 Crown Crescent Ct Ste 200
Charlotte, NC 28227

Mailing address:

Prince-Parker & Associates, Inc.
PO Box 474690
Charlotte, NC 28247-4690

Phone number: (800) 276-2423

Should I contact or pay Prince-Parker and Associates?

Before contacting a debt collector, verify that the debt is legitimate and accurately reported. Credit reports can contain errors or list debts that are no longer valid. Also, be aware that making payments on a debt can reset the clock and potentially harm your credit.

The most effective way to deal with Prince-Parker and Associates is to work with a credit repair professional. They help remove millions of negative items every year from companies like Prince-Parker and Associates on behalf of their clients.

Will Prince-Parker and Associates sue me or garnish my wages?

Prince-Parker and Associates, Inc. does have the legal right to file a lawsuit against individuals who fail to pay the debt they owe. If the court rules in their favor, they may be granted a judgment to garnish your wages. However, this is usually a last resort after all other attempts to collect the debt have been exhausted.

Every state has different laws regarding wage garnishment, so the specifics of what might happen in your situation can vary.

Prince-Parker and Associates Complaints

Many collection agencies have numerous complaints filed with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most complaints are about inaccurate reporting, harassment, or failure to verify a debt. If you are being harassed, consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include disputing credit reporting errors and being treated fairly and respectfully by debt collectors.

Your Rights When Dealing with Prince-Parker and Associates

Debt collectors must follow state and federal laws. The Fair Debt Collection Practices Act (FDCPA) prohibits abusive, unfair, or deceptive practices and ensures your rights are protected:

  • It is a violation of federal law for Prince-Parker & Associates to report inaccurate or incomplete information about you.
  • You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. They have 30 days to prove the debt is yours and the amount is accurate.
  • Prince-Parker & Associates cannot threaten or harass you, call repeatedly, swear at you, or publicly publish a list of debtors.
  • Prince-Parker & Associates must be honest about who they are and their purpose. They must notify you in writing and verbally that they are a debt collection agency.
  • Prince-Parker & Associates cannot threaten to have you arrested or imprisoned for unpaid debts.

Remove Prince-Parker and Associates From Your Credit Report Today!

Credit Saint can help you dispute Prince-Parker and Associates debts. With over 15 years of experience, they have a proven track record of removing incorrect entries for many clients.

If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.

They have helped many people in your situation. Fill out the form on their website or call (855) 281-1510 for a free credit consultation to see what they can do for you.

Ready to Repair Your Credit?

Learn how to get help disputing errors on your credit report that could be hurting your credit score.

Meet the author

Crediful is your go-to destination for all things related to personal finance. We're dedicated to helping you achieve financial freedom and make informed financial decisions. Our team of financial experts and enthusiasts brings you articles and resources on topics like budgeting, credit, saving, investing, and more.