If Prince-Parker and Associates is showing up on your credit report, it likely means they are trying to collect an unpaid debt. Here’s what you need to know about this collection agency, how they operate, and the steps to get them removed from your credit report.
Who Is Prince-Parker and Associates?
Prince-Parker and Associates, Inc. is a debt collection agency based in Charlotte, North Carolina. They work with businesses across multiple industries to collect unpaid debts from consumers.
If your account has been turned over to Prince-Parker and Associates, their name may appear on your credit report as a collections account, which can hurt your credit score.
Who Does Prince-Parker and Associates Collect For?
Prince-Parker and Associates collects debts for companies in several industries, including:
- Telecommunications
- Internet and broadband services
- Utilities
- Healthcare
- Marketing and media
Their client list includes major brands like AT&T, U-verse, and DirecTV. If you’ve fallen behind on bills with these companies, your account may have been sent to Prince-Parker and Associates for collection.
Is Prince-Parker and Associates Legitimate?
Yes, Prince-Parker and Associates is a legitimate debt collection agency. They are authorized to collect debts on behalf of their clients.
That said, you should always verify the details before making payments. Credit reporting errors happen frequently, so don’t assume the debt is accurate without proper validation.
How to Remove Prince-Parker and Associates From Your Credit Report
Collections accounts can stay on your credit report for up to seven years, but you have options:
- Dispute Inaccuracies: Review your credit report and dispute any incorrect or outdated details with the credit bureaus.
- Request Debt Validation: You can ask Prince-Parker and Associates to validate the debt. They must provide proof that the debt is yours and the amount is correct.
- Negotiate a Pay-for-Delete: In some cases, you may be able to settle the debt and have the account removed from your credit report. Get any agreement in writing.
- Work With a Credit Repair Company: Many people work with credit repair professionals to challenge questionable accounts and improve their credit.
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Learn how credit repair professionals can assist you in disputing inaccuracies on your credit report.
Should You Contact or Pay Prince-Parker and Associates?
Before speaking with Prince-Parker and Associates or making payments:
- Verify that the debt is accurate
- Request proper debt validation in writing
- Understand that making a payment could restart the statute of limitations
Many people prefer working with a credit repair service to avoid mistakes and improve their chances of getting collections removed.
Can Prince-Parker and Associates Sue You or Garnish Wages?
Yes, Prince-Parker and Associates can sue for unpaid debts. If they take legal action and win, they may be able to:
- Garnish your wages
- Freeze your bank account
These actions depend on your state’s laws. Lawsuits are usually a last resort after other collection efforts fail, but ignoring notices increases your risk.
Prince-Parker and Associates Complaints
Many collection agencies, including Prince-Parker and Associates, have received complaints with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Common complaints include:
- Inaccurate reporting to credit bureaus
- Harassment or aggressive collection tactics
- Failure to properly validate debts
If your rights are being violated, you can file a complaint and document all communication.
Your Rights When Dealing With Prince-Parker and Associates
Debt collectors must follow federal laws under the Fair Debt Collection Practices Act (FDCPA) and Fair Credit Reporting Act (FCRA). These laws protect you from unfair practices:
- Prince-Parker and Associates cannot report false or incomplete information
- You have the right to request debt validation within 30 days of first contact
- They cannot harass, threaten, or use abusive language
- They must clearly identify themselves as a debt collector
- They cannot threaten arrest or make false legal claims
Knowing your rights helps you handle collections with confidence.
Prince-Parker and Associates Contact Information
Office Address:
Prince-Parker and Associates, Inc.
8625 Crown Crescent Court, Suite 200
Charlotte, NC 28227
Mailing Address:
Prince-Parker and Associates, Inc.
PO Box 474690
Charlotte, NC 28247-4690
Phone Number:
(800) 276-2423
Ready to Get Prince-Parker and Associates Off Your Credit Report?
If Prince-Parker and Associates is hurting your credit, you don’t have to face it alone. Credit Saint has helped thousands of people dispute inaccurate accounts and improve their credit history.
They even offer a 90-day money-back guarantee for extra peace of mind.
Visit their website or call (855) 281-1510 to get started today and take control of your credit.
Brooke Banks is a personal finance writer specializing in credit, debt, and smart money management. She helps readers understand their rights, build better credit, and make confident financial decisions with clear, practical advice.
