Who is Prince-Parker and Associates?
Prince-Parker and Associates, Inc. is a debt collection agency located in Charlotte, North Carolina. They engage in the collection of unpaid debts from individuals who have lapsed or defaulted on their financial obligations.
If you have an unpaid bill or a debt that has been sold or transferred to Prince-Parker & Associates, you might notice their name listed on your credit report as a collections account.
Who does Prince-Parker & Associates collect for?
Prince-Parker & Associates caters to a broad spectrum of industries, collecting debts on behalf of various clients. They are experienced in handling debts related to communications, digital and print media marketing, healthcare, internet broadband, satellite, telecommunications, and utilities.
Their clientele includes some significant industry players such as AT&T, U-verse, and DirecTV.
Is Prince-Parker and Associates legit or a scam?
Prince-Parker and Associates is a legitimate debt collection agency. They operate within the legal frameworks governing debt collection and are authorized to collect on behalf of their clients. However, it’s important to verify any debts they claim you owe before making any payments.
How can I remove Prince-Parker and Associates from my credit report?
Collection accounts can impact your credit score for up to seven years, so it’s essential to address them promptly. To remove collections from your report, start by disputing any errors related to the account with the credit bureaus.
If the information is accurate, consider negotiating a “pay-for-delete” agreement, where you offer payment in exchange for the account’s removal. Another option is to work with a credit repair service that specializes in challenging collections.
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Prince-Parker & Associates, Inc. Contact Information
Address:
Prince-Parker & Associates, Inc.
8625 Crown Crescent Ct Ste 200
Charlotte, NC 28227
Mailing address:
Prince-Parker & Associates, Inc.
PO Box 474690
Charlotte, NC 28247-4690
Phone number: (800) 276-2423
Should I contact or pay Prince-Parker and Associates?
Before contacting a debt collector, verify that the debt is legitimate and accurately reported. Credit reports can contain errors or list debts that are no longer valid. Also, be aware that making payments on a debt can reset the clock and potentially harm your credit.
The most effective way to deal with Prince-Parker and Associates is to work with a credit repair professional. They help remove millions of negative items every year from companies like Prince-Parker and Associates on behalf of their clients.
Will Prince-Parker and Associates sue me or garnish my wages?
Prince-Parker and Associates, Inc. does have the legal right to file a lawsuit against individuals who fail to pay the debt they owe. If the court rules in their favor, they may be granted a judgment to garnish your wages. However, this is usually a last resort after all other attempts to collect the debt have been exhausted.
Every state has different laws regarding wage garnishment, so the specifics of what might happen in your situation can vary.
Prince-Parker and Associates Complaints
Many collection agencies have numerous complaints filed with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most complaints are about inaccurate reporting, harassment, or failure to verify a debt. If you are being harassed, consider filing a complaint.
You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include disputing credit reporting errors and being treated fairly and respectfully by debt collectors.
Your Rights When Dealing with Prince-Parker and Associates
Debt collectors must follow state and federal laws. The Fair Debt Collection Practices Act (FDCPA) prohibits abusive, unfair, or deceptive practices and ensures your rights are protected:
- It is a violation of federal law for Prince-Parker & Associates to report inaccurate or incomplete information about you.
- You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. They have 30 days to prove the debt is yours and the amount is accurate.
- Prince-Parker & Associates cannot threaten or harass you, call repeatedly, swear at you, or publicly publish a list of debtors.
- Prince-Parker & Associates must be honest about who they are and their purpose. They must notify you in writing and verbally that they are a debt collection agency.
- Prince-Parker & Associates cannot threaten to have you arrested or imprisoned for unpaid debts.
Remove Prince-Parker and Associates From Your Credit Report Today!
Credit Saint offers assistance with disputing Prince-Parker and Associates debts. With over 15 years of experience, they have worked with clients to address incorrect entries on credit reports.
If managing collection accounts feels overwhelming, working with a trusted credit repair company could be a helpful step toward improving your credit.
Visit their website or call (855) 281-1510 for more details.
