Thunderbird Collection Specialists

Who is Thunderbird Collection Specialists?

Thunderbird Collection Specialists, Inc. (TCS) is a debt collection agency based in Scottsdale, Arizona. They are involved in the business of collecting outstanding debts on behalf of businesses or individuals.

When a debtor fails to pay a bill, the creditor may sell or transfer that debt to a collection agency like TCS. Therefore, if you have an unpaid bill, it’s possible to see TCS listed on your credit report as a collections account.

Who does Thunderbird Collection Specialists collect for?

Thunderbird Collection Specialists primarily focuses on healthcare collections. This means they work on behalf of hospitals, clinics, doctors, and other healthcare providers to recover unpaid medical bills.

Is Thunderbird Collection Specialists legit or a scam?

Thunderbird Collection Specialists is a legitimate debt collection company. They are authorized to collect debts on behalf of their clients. However, it’s important to verify any debts they claim you owe before making any payments.

How can I remove Thunderbird Collections from my credit report?

TCS collections can hurt your credit score and remain on your credit report for up to seven years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.

However, it is possible to remove a collection account from your credit history before seven years.

(While debt collectors may not want this information to be widely known, it’s your right to be informed.)

Professional credit repair services work with people who want to get their credit back on track.

In addition to collections, they can help you to challenge other inaccurate, unfair, or unsubstantiated information on your credit report. These items include inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.

Get started on the path to better credit today: Fill out the form for a free credit consultation.

Thunderbird Collection Specialists, Inc. (TCS) Contact Information

Address:

Thunderbird Collection Specialists
3200 N Hayden Rd Ste 110
Scottsdale, AZ 85251

Phone number: (480) 946-3299 or (877) 488-1829

Should I contact or pay Thunderbird Collection Specialists?

Before contacting a third-party collection agency, verify that the debt is legitimate and accurately reported. Sometimes, credit reports contain errors or list debts that are no longer valid. Also, be aware that making payments on a debt can reset the clock. As a result, it could harm your credit rather than improve it.

The most effective way to deal with Thunderbird Collection Specialists is to work with a credit repair professional. They help remove millions of negative items every year from companies like Thunderbird Collections on behalf of their clients.

Will Thunderbird Collection Specialists sue me or garnish my wages?

Thunderbird Collection Specialists, as a debt collection agency, has the legal right to sue you for unpaid debts. If they win a judgment against you in court, they might be able to garnish your wages, levy your bank account, or take other steps to recover the debt, depending on the laws in your specific jurisdiction.

However, not all debts are eligible for these actions, and not all collection agencies will decide to sue. The process can be expensive and time-consuming, so it’s often a last resort.

Thunderbird Collection Specialists Complaints

Most collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If a debt collector is harassing you, you may want to consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include the ability to dispute credit reporting errors and to be treated fairly and respectfully by debt collectors.

Your Rights When Dealing with Thunderbird Collection Specialists

Debt collectors must abide by state and federal laws in the United States. For example, the FDCPA prohibits a debt collector from using abusive, unfair, or deceptive practices. In addition, it provides you with many rights to ensure that collection agencies don’t take advantage of you. In particular:

• It is a violation of federal law for Thunderbird Collection Specialists to report inaccurate or incomplete information about you.
• You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. By law, they have 30 days to prove to you that the debt is really yours and the total amount is accurate.
• Thunderbird Collection Specialists may not threaten or harass you, call you repeatedly, swear at you, or publicly publish a list of debtors.
• Thunderbird Collection Specialists must be honest about who they are and what they are attempting to do. They must notify you that they are a debt collection agency both orally and in writing.
• Thunderbird Collection Specialists cannot threaten to have you arrested or imprisoned over unpaid debts.

Remove Thunderbird Collections From Your Credit Report Today!

Credit Saint can assist you in disputing Thunderbird Collections accounts. With years of experience at their disposal, these professionals have a proven track record of effectively removing incorrect entries for countless clients.

If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.

They have helped many people in your situation. Fill out the form on their website or give them a call at (855) 281-1510 for a free credit consultation to see what they can do for you.