Coachella Valley Collection Service


Is Coachella Valley Collection Service hurting your credit score?

Schedule a free consultation to learn how to eliminate inaccurate and questionable negative information from your credit report.

Who is Coachella Valley Collection Service?

Coachella Valley Collection Service (CVCS) is a debt collection agency based in Palm Desert, California. They work on behalf of creditors to collect unpaid debts.

If you have defaulted on a debt and it has been transferred or sold to CVCS, you may see their name appear on your credit report as a collections account.

Who does Coachella Valley Collection Service collect for?

Coachella Valley Collection Service collects debts for various original creditors. They deal with different types of debts, including medical bills, credit card debt, utility bills, and more.

Is Coachella Valley Collection Service legit or a scam?

Coachella Valley Collection Service is a legitimate company. They are authorized to collect debts on behalf of their clients. However, if you are contacted by them, you should always confirm the legitimacy of the debt they claim you owe.

How can I remove Coachella Valley Collection Service from my credit report?

CVCS collections can hurt your credit score and remain on your credit report for up to seven years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.

However, it is possible to remove a collection account from your credit history before seven years.

(Though debt collectors may not want this widely known, it’s your right to be informed.)

Ready to Raise Your Credit Score?

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Professional credit repair services assist people in getting their credit back on track.

They can help challenge inaccurate, unfair, or unsubstantiated information on your credit report, including collections, inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.

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Coachella Valley Collection Service (CVCS) Contact Information


Coachella Valley Collection Service
75108 Gerald Ford Dr. #1
Palm Desert, CA 92211

Phone number: (760) 346-7458

Should I contact or pay Coachella Valley Collection Service?

Before contacting a third-party collection agency, verify that the debt is legitimate and accurately reported. Credit reports can contain errors or list debts that are no longer valid. Also, be aware that making payments on a debt can reset the clock and potentially harm your credit.

The most effective way to deal with Coachella Valley Collection Service is to work with a credit repair professional. They help remove millions of negative items every year from companies like Coachella Valley Collection Service (CVCS) on behalf of their clients.

Will CVCS sue me or garnish my wages?

Coachella Valley Collection Service (CVCS), like other debt collection agencies, is entitled to sue you to recover an unpaid debt. If they choose to do so and obtain a court judgment against you, they could potentially garnish your wages or take other action, depending on the laws in your state.

However, it’s important to remember that not all debt collection agencies will choose to take this step, as lawsuits can be costly and time-consuming. It is often considered a last resort when other debt collection efforts have failed.

Coachella Valley Collection Service Complaints

Many collection agencies have numerous complaints filed with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most complaints are about inaccurate reporting, harassment, or failure to verify a debt. If you are being harassed, consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include disputing credit reporting errors and being treated fairly and respectfully by debt collectors.

Your Rights When Dealing with Coachella Valley Collection Service

Debt collectors must follow state and federal laws. The Fair Debt Collection Practices Act (FDCPA) prohibits abusive, unfair, or deceptive practices and ensures your rights are protected:

  • It is a violation of federal law for Coachella Valley Collection Service to report inaccurate or incomplete information about you.
  • You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. They have 30 days to prove the debt is yours and the amount is accurate.
  • Coachella Valley Collection Service cannot threaten or harass you, call repeatedly, swear at you, or publicly publish a list of debtors.
  • CVCS must be honest about who they are and their purpose. They must notify you in writing and verbally that they are a debt collection agency.
  • CVCS cannot threaten to have you arrested or imprisoned for unpaid debts.

Remove CVCS Collections From Your Credit Report Today!

Credit Saint can help you dispute Coachella Valley Collection Service accounts. With over 15 years of experience, they have a proven track record of removing incorrect entries for many clients.

If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.

They have helped many people in your situation. Fill out the form on their website or call (855) 281-1510 for a free credit consultation to see what they can do for you.

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Meet the author

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