Continental Credit Control

Is Continental Credit Control hurting your credit score?

Schedule a complimentary credit consultation to find out how you can eliminate inaccurate and questionable negative information from your credit report.

Who is Continental Credit Control?

Continental Credit Control, Inc. is a professional debt collection agency based in Santa Barbara, California. They provide debt recovery services to businesses that have unpaid invoices or bills. If you find them on your credit report, it generally means that you have an unpaid debt that they are trying to collect on behalf of a creditor.

Who does Continental Credit Control collect for?

Continental Credit Control has a broad range of clients but is particularly known for working with leading healthcare institutions across the nation. These may include hospitals, clinics, and other medical service providers. They help these organizations collect unpaid medical bills from patients.

Is Continental Credit Control legit or a scam?

Despite some complaints about their collection practices, such as frequent calls, texts, or emails, Continental Credit Control is a legitimate debt collection agency.

How can I remove Continental Credit Control from my credit report?

Collections can hurt your credit score and remain on your credit report for up to seven years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.

However, it is possible to remove a collection account from your credit history before seven years.

(While debt collectors may not want this information to be widely known, it’s your right to be informed.)

Ready to Raise Your Credit Score?

Learn how credit repair professionals can assist you in disputing inaccuracies on your credit report.

Professional credit repair services work with people who want to get their credit back on track.

In addition to collections, they can help you to challenge other inaccurate, unfair, or unsubstantiated information on your credit report. These items include inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.

Get started on the path to better credit today: Fill out the form for a free credit consultation.

Continental Credit Control Contact Information


Continental Credit Control
22 N Milpas St. Ste C
Santa Barbara, CA 93103

Phone number: (805) 899-4431

Should I contact or pay Continental Credit Control?

It’s best to avoid speaking to a collection agency on the phone. And making payments on the debt will reset the clock. As a result, it could harm your credit rather than improve it. However, sometimes it’s better just to pay the collection account, especially if it’s new, and you’re certain that it’s legit.

The most effective way to deal with Continental Credit Control is to work with a credit repair professional. They help remove millions of negative items every year from companies like Continental Credit Control on behalf of their clients.

Will Continental Credit Control sue me or garnish my wages?

As a debt collection agency, Continental Credit Control is legally entitled to sue you for an unpaid debt. If the debt is valid and you don’t pay, they could potentially file a lawsuit against you. If they win the lawsuit and obtain a judgment from the court, they may be able to garnish your wages or take other collection actions depending on the laws in your state.

However, it’s important to note that this is typically a last resort for debt collectors. They would much rather work out a payment plan or settlement with you directly.

Continental Credit Control Complaints

Most collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If you find yourself facing any of these situations with Continental Credit Control, you should also consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include the ability to dispute credit reporting errors and to be treated fairly and respectfully by debt collectors.

Your Rights When Dealing with Continental Credit Control

A debt collection agency must abide by state and federal laws in the United States. For example, the Fair Debt Collection Practices Act prohibits a debt collector from using abusive, unfair, or deceptive practices. In addition, the FDCPA provides you with many rights to ensure that a debt collector doesn’t take advantage of you. In particular:

  • It is a violation of federal law for Continental Credit Control to report inaccurate or incomplete information about you.
  • You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. By law, they have 30 days to prove to you that the debt is really yours and the total amount is accurate.
  • Continental Credit Control may not threaten or harass you, call you repeatedly, swear at you, or publicly publish a list of debtors.
  • Continental Credit Control must be honest about who they are and what they are attempting to do. They must notify you that they are a debt collection agency both orally and in writing.
  • Continental Credit Control cannot threaten to have you arrested or imprisoned over unpaid debts.

Remove Continental Credit Control From Your Credit Report Today!

Credit Saint can assist you in disputing Continental Credit Control accounts. With years of experience at their disposal, these professionals have a proven track record of effectively removing incorrect entries for countless clients.

If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.

They have helped many people in your situation. Fill out the form on their website or give them a call at (855) 281-1510 for a free credit consultation to see what they can do for you.

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