Who is Escallate, LLC?
Escallate, LLC is a debt collection agency that was located in North Canton, OH. Although the agency is no longer operational, their footprint can persist on your credit report if you had unpaid bills transferred to them for collection.
Who does Escallate, LLC collect for?
Escallate, LLC’s main role was to recover past due debts on behalf of original creditors. These could be businesses from a variety of sectors like healthcare, utilities, financial services, and others.
Is Escallate, LLC legit or a scam?
While Escallate, LLC is no longer operational, during its active years, it was a legitimate company. However, it’s important to verify any debts they claim you owe before making any payments.
How can I remove Escallate, LLC from my credit report?
Collections can hurt your credit score and remain on your credit report for up to seven years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.
However, it is possible to remove a collection account from your credit history before seven years.
(While debt collectors may not want this information to be widely known, it’s your right to be informed.)
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In addition to collections, they can help you to challenge other inaccurate, unfair, or unsubstantiated information on your credit report. These items include inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.
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Escallate, LLC Contact Information
5200 Stoneham Rd Ste 200
North Canton, OH 44720
Phone number: (855) 687-0618
Should I contact or pay Escallate, LLC?
It’s best to avoid speaking to a collection agency on the phone. And making payments on the debt will reset the clock. As a result, it could harm your credit rather than improve it. However, sometimes it’s better just to pay the collection account, especially if it’s new, and you’re certain that it’s legit.
The most effective way to deal with Escallate, LLC is to work with a credit repair professional. They help remove millions of negative items every year from companies like Escallate, LLC on behalf of their clients.
Will Escallate, LLC sue me or garnish my wages?
Given that Escallate, LLC is no longer operational, they are unlikely to sue you or garnish your wages directly. However, if your debt was sold or transferred to another collection agency before Escallate, LLC ceased operations, that new agency may have the legal right to take further action, including filing a lawsuit.
If a lawsuit were to be filed and the collection agency won the case, they could potentially garnish your wages, levy your bank account, or take other collection actions depending on the laws in your state.
Escallate, LLC Complaints
Most collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If you find yourself facing any of these situations with a collection agency, you should also consider filing a complaint.
You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include the ability to dispute credit reporting errors and to be treated fairly and respectfully by debt collectors.
Your Rights When Dealing with Escallate, LLC
Debt collectors must abide by state and federal laws in the United States. For example, the Fair Debt Collection Practices Act prohibits a debt collector from using abusive, unfair, or deceptive practices. In addition, the FDCPA provides you with many rights to ensure that collection agencies don’t take advantage of you. In particular:
- It is a violation of federal law for Escallate, LLC to report inaccurate or incomplete information about you.
- You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. By law, they have 30 days to prove to you that the debt is really yours and the total amount is accurate.
- Escallate, LLC may not threaten or harass you, call you repeatedly, swear at you, or publicly publish a list of debtors.
- Escallate, LLC must be honest about who they are and what they are attempting to do. They must notify you that they are a debt collection agency both orally and in writing.
- Escallate, LLC cannot threaten to have you arrested or imprisoned over unpaid debts.
Remove Escallate, LLC From Your Credit Report Today!
Credit Saint can assist you in disputing Escallate collections. With years of experience at their disposal, these professionals have a proven track record of effectively removing incorrect entries for countless clients.
If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.
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