Who is JJ Marshall and Associates?
J.J. Marshall & Associates, Inc. is a debt collection agency based in Warren, Michigan. The company specializes in managing and recovering debt on behalf of their clients.
If J.J. Marshall & Associates, Inc. appears on your credit report as a collections account, it means they are handling a debt you owe.
Who does JJ Marshall and Associates collect for?
JJ Marshall and Associates collects debt for companies in various industries, including property management; industrial and manufacturing; financial accounts, including car loans, boat loans, and mortgages; and healthcare and medical services providers.
Is JJ Marshall and Associates legit or a scam?
JJ Marshall and Associates is a legitimate third-party collection agency. They are legally authorized to collect on behalf of their clients. However, it’s important to verify any debts they claim you owe before making any payments.
How can I remove JJ Marshall & Associates from my credit report?
Collection accounts can impact your credit score for up to seven years, so it’s essential to address them promptly. To remove collections from your report, start by disputing any errors related to the account with the credit bureaus.
If the information is accurate, consider negotiating a “pay-for-delete” agreement, where you offer payment in exchange for the account’s removal. Another option is to work with a credit repair service that specializes in challenging collections.
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JJ Marshall & Associates, Inc. Contact Information
Address:
JJ Marshall & Associates
28820 Mound Rd
Warren, MI 48092
Phone number: (586) 992-3200
Should I contact or pay JJ Marshall & Associates?
Before contacting a debt collector, verify that the debt is legitimate and accurately reported. Credit reports can contain errors or list debts that are no longer valid. Also, be aware that making payments on a debt can reset the clock and potentially harm your credit.
The most effective way to deal with JJ Marshall & Associates is to work with a credit repair professional. They help remove millions of negative items every year from companies like J Marshall and Associates, Inc. on behalf of their clients.
Will JJ Marshall and Associates sue me or garnish my wages?
J.J. Marshall & Associates is entitled to sue you in court for an unpaid debt. If they win the case, the court may issue a judgment against you. This judgment could potentially lead to wage garnishment or a lien against your property depending on your state’s laws.
However, wage garnishment and liens are typically last resorts in the debt collection process. It’s worth noting that not all debts are eligible for these measures and the laws vary widely by state.
JJ Marshall & Associates, Inc. Complaints
Many collection agencies have numerous complaints filed with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If you find yourself facing any of these situations with JJ Marshall, you should also consider filing a complaint.
You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include disputing credit reporting errors and being treated fairly and respectfully by debt collectors.
Your Rights When Dealing with JJ Marshall & Associates, Inc.
Debt collectors must follow state and federal laws. The Fair Debt Collection Practices Act (FDCPA) prohibits abusive, unfair, or deceptive practices and ensures your rights are protected:
- It is a violation of federal law for JJ Marshall & Associates to report inaccurate or incomplete information about you.
- You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. They have 30 days to prove the debt is yours and the amount is accurate.
- JJ Marshall & Associates cannot threaten or harass you, call repeatedly, swear at you, or publicly publish a list of debtors.
- JJ Marshall & Associates must be honest about who they are and their purpose. They must notify you in writing and verbally that they are a debt collection agency.
- JJ Marshall & Associates cannot threaten to have you arrested or imprisoned for unpaid debts.
Remove JJ Marshall From Your Credit Report Today!
Credit Saint offers assistance with disputing JJ Marshall accounts. With over 15 years of experience, they have worked with clients to address incorrect entries on credit reports.
If managing collection accounts feels overwhelming, working with a trusted credit repair company could be a helpful step toward improving your credit.
Visit their website or call (855) 281-1510 for more details.
