Kansas Counselors Inc

Who is Kansas Counselors?

Kansas Counselors, Inc. (KCI) is a debt collection agency based in Lenexa, Kansas. Their main objective is to collect overdue payments from individuals on behalf of their clients, primarily in the healthcare sector.

If you see Kansas Counselors listed on your credit report as a collections account, it indicates that they have been entrusted with the task of collecting a debt you owe that remains unpaid.

Who does Kansas Counselors collect for?

Kansas Counselors, Inc. predominantly provides debt collection services for the medical sector, more specifically for hospitals and other healthcare providers. This includes debts related to various types of healthcare services, ranging from routine check-ups to more complex medical procedures.

Is Kansas Counselors legit or a scam?

Kansas Counselors, Inc. is a legitimate company. They are authorized to collect debts on behalf of their clients. However, it’s important to verify any debts they claim you owe before making any payments.

How can I remove Kansas Counselors from my credit report?

Collections can hurt your credit score and remain on your credit report for up to seven years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.

However, it is possible to remove a collection account from your credit history before seven years.

(While debt collectors may not want this information to be widely known, it’s your right to be informed.)

Professional credit repair services work with people who want to get their credit back on track.

In addition to collections, they can help you to challenge other inaccurate, unfair, or unsubstantiated information on your credit report. These items include inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.

Get started on the path to better credit today: Fill out the form for a free credit consultation.

Kansas Counselors, Inc. (KCI) Contact Information

Address:

Kansas Counselors, Inc.
8725 Rosehill Rd Ste 415
Lenexa, KS 66215

Mailing address:

Kansas Counselors, Inc.
PO Box 14765
Shawnee Mission, KS 66285

Phone number: (888) 536-9852 or (913) 284-7813

Should I contact or pay Kansas Counselors?

It’s best to avoid speaking to a collection agency on the phone. And making payments on the debt will reset the clock. As a result, it could harm your credit rather than improve it. However, sometimes it’s better just to pay the collection account, especially if it’s new, and you’re certain that it’s legit.

The most effective way to deal with Kansas Counselors is to work with a credit repair professional. They help remove millions of negative items every year from companies like Kansas Counselors on behalf of their clients.

Will Kansas Counselors sue me or garnish my wages?

Kansas Counselors, Inc. (KCI) does have the legal right to sue you for the unpaid debt. If they win the lawsuit, the court may issue a judgment that could potentially lead to wage garnishment or other methods of debt collection, depending on the laws in your specific state.

However, initiating a lawsuit is often a last resort for debt collection agencies due to the cost, time, and complexity associated with it. Prior to this, they are more likely to attempt to negotiate a repayment plan or settlement with you.

Kansas Counselors, Inc. Complaints

Most collection agencies have numerous consumer complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If a debt collector is harassing you, you may want to consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include the ability to dispute credit reporting errors and to be treated fairly and respectfully by debt collectors.

Your Rights When Dealing with Kansas Counselors, Inc.

Debt collectors must abide by state and federal laws in the United States. For example, the Fair Debt Collection Practices Act prohibits a collection agency from using abusive, unfair, or deceptive practices. In addition, it provides you with many rights to ensure that collection agencies don’t take advantage of you. In particular:

• It is a violation of federal law for Kansas Counselors to report inaccurate or incomplete information about you.
• You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. By law, they have 30 days to prove to you that the debt is really yours and the total amount is accurate.
• Kansas Counselors may not threaten or harass you, call you repeatedly, swear at you, or publicly publish a list of debtors.
• Kansas Counselors must be honest about who they are and what they are attempting to do. They must notify you that they are a debt collection agency both orally and in writing.
• Kansas Counselors cannot threaten to have you arrested or imprisoned over unpaid debts.

Remove Kansas Counselors From Your Credit Report Today!

Credit Saint can assist you in disputing Kansas Counselors collection accounts. With years of experience at their disposal, these professionals have a proven track record of effectively removing incorrect entries for countless clients.

If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.

They have helped many people in your situation. Fill out the form on their website or give them a call at (855) 281-1510 for a free credit consultation to see what they can do for you.