Who is Mountain Run Solutions?
Mountain Run Solutions, LLC, formerly known as Perfection Collection, LLC, is a debt collection agency based out of Orem, Utah. They are involved in the collection of various types of debt.
If you find Mountain Run Solutions listed on your credit report, it is likely because there is a past due debt they are attempting to collect. This could be a result of non-payment of a bill or an outstanding loan.
Who does Mountain Run Solutions collect for?
Mountain Run Solutions works with a wide range of debt types. This includes industries such as credit cards, installment loans, medical, payday loans (PDL’s), service agreements, and utilities. They purchase debt from these industries and then attempt to collect it from the individuals responsible.
Is Mountain Run Solutions legit or a scam?
Mountain Run Solutions is a legitimate company. They are authorized to collect debts on behalf of their clients. However, it’s important to verify any debts they claim you owe before making any payments.
How can I remove Mountain Run Solutions from my credit report?
Mountain Run Solutions collections can hurt your credit score and remain on your credit report for up to seven years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.
However, it is possible to remove a collection account from your credit history before seven years.
(While debt collectors may not want this information to be widely known, it’s your right to be informed.)
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Mountain Run Solutions, LLC Contact Information
Mountain Run Solutions
313 E 1200 S Ste 102
Orem, UT 84058
Phone number: (801) 921-7379
Should I contact or pay Mountain Run Solutions?
Before contacting a collection agency, verify that the debt is legitimate and accurately reported. Sometimes, credit reports contain errors or list debts that are no longer valid. Also, be aware that making payments on a debt can reset the clock. As a result, it could harm your credit rather than improve it.
The most effective way to deal with Mountain Run Solutions is to work with a credit repair professional. They help remove millions of negative items every year from companies like Mountain Run Solutions on behalf of their clients.
Will Mountain Run Solutions sue me or garnish my wages?
If you fail to pay a debt, Mountain Run Solutions can sue you to recover the money owed. If the agency wins the case, they could potentially garnish your wages, levy your bank accounts, or place a lien on your property depending on your local and state laws.
However, legal action is typically seen as a last resort for most debt collection agencies. This is because the process of filing a lawsuit can be costly and time-consuming. Before resorting to legal action, most collection agencies will exhaust other methods of collection such as making phone calls, sending letters, or offering payment plans.
Mountain Run Solutions, LLC Complaints
Most collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If a debt collector is harassing you, you may want to consider filing a complaint.
You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include the ability to dispute credit reporting errors and to be treated fairly and respectfully by debt collectors.
Your Rights When Dealing with Mountain Run Solutions, LLC
Debt collectors must abide by state and federal laws in the United States. For example, the FDCPA prohibits a debt collector from using abusive, unfair, or deceptive practices. In addition, it provides you with many rights to ensure that collection agencies don’t take advantage of you. In particular:
- It is a violation of federal law for Mountain Run Solutions, LLC to report inaccurate or incomplete information about you.
- You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. By law, they have 30 days to prove to you that the debt is really yours and the total amount is accurate.
- Mountain Run Solutions may not threaten or harass you, call you repeatedly, swear at you, or publicly publish a list of debtors.
- Mountain Run Solutions must be honest about who they are and what they are attempting to do. They must notify you that they are a debt collection agency both orally and in writing.
- Mountain Run Solutions cannot threaten to have you arrested or imprisoned over unpaid debts.
Remove Mountain Run Solutions From Your Credit Report Today!
Credit Saint can assist you in disputing Mountain Run Solutions collection accounts. With years of experience at their disposal, these professionals have a proven track record of effectively removing incorrect entries for countless clients.
If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.
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