Who is Selip & Stylianou, LLP?
Selip & Stylianou, LLP, formerly known as Cohen & Slamowitz, LLP, is a law firm specializing in third-party debt collection. They are based in Woodbury, New York, with an additional office in Paramus, New Jersey.
Their name may appear on your credit report as a collections account if they are trying to collect a debt from you. This usually occurs when a creditor has handed over an unpaid debt to them for collection.
Who does Selip & Stylianou collect for?
Selip & Stylianou, LLP provides debt collection services primarily for major banking institutions such as Citibank, Capital One, TD Bank, and Discover Bank. They act as an intermediary between these banks and individuals who have outstanding debts, working to recover the money owed to their clients.
Is Selip & Stylianou legit or a scam?
Despite potentially frequent calls, texts, or emails, Selip & Stylianou, LLP is a legitimate law firm specializing in debt collection. They are legally authorized to contact you regarding any unpaid debts.
How can I remove Selip & Stylianou from my credit report?
Collection accounts can impact your credit score for up to seven years, so it’s essential to address them promptly. To remove collections from your report, start by disputing any errors related to the account with the credit bureaus.
If the information is accurate, consider negotiating a “pay-for-delete” agreement, where you offer payment in exchange for the account’s removal. Another option is to work with a credit repair service that specializes in challenging collections.
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Selip & Stylianou, LLP Contact Information
Address:
Selip & Stylianou, LLP
199 Crossways Park Dr.
Woodbury, NY 11797
Phone number: (516) 364-6006 or (866) 848-8975
Should I contact or pay Selip & Stylianou?
It’s best to avoid speaking to a debt collection law firm on the phone. And making payments on the debt will reset the clock. As a result, it could harm your credit rather than improve it.
The most effective way to deal with Selip & Stylianou is to work with a credit repair professional. They help remove millions of negative items every year from companies like Selip & Stylianou on behalf of their clients.
Will Selip & Stylianou sue me or garnish my wages?
Selip & Stylianou, LLP, as a law firm specializing in debt collection, does have the legal authority to sue for the recovery of unpaid debts. If they choose to file a lawsuit and they win, they may obtain a judgment from the court that could result in wage garnishment or other actions, depending on your state’s laws.
However, it’s important to note that legal action is generally a last resort for debt collectors. They would prefer to work out a payment plan or reach a settlement agreement to avoid the time and cost associated with a lawsuit.
Selip & Stylianou, LLP Complaints
Many collection agencies have numerous complaints filed with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If Selip & Stylianou, LLP is harassing you, you may want to consider filing a complaint.
You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include disputing credit reporting errors and being treated fairly and respectfully by debt collectors.
Your Rights When Dealing with Selip & Stylianou, LLP
Debt collectors must follow state and federal laws. The Fair Debt Collection Practices Act (FDCPA) prohibits abusive, unfair, or deceptive practices and ensures your rights are protected:
- It is a violation of federal law for Selip & Stylianou to report inaccurate or incomplete information about you.
- You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. They have 30 days to prove the debt is yours and the amount is accurate.
- Selip & Stylianou cannot threaten or harass you, call repeatedly, swear at you, or publicly publish a list of debtors.
- Selip & Stylianou must be honest about who they are and their purpose. They must notify you in writing and verbally that they are a debt collection agency.
- Selip & Stylianou cannot threaten to have you arrested or imprisoned for unpaid debts.
Remove Selip & Stylianou From Your Credit Report Today!
Credit Saint offers assistance with disputing Selip & Stylianou accounts. With over 15 years of experience, they have worked with clients to address incorrect entries on credit reports.
If managing collection accounts feels overwhelming, working with a trusted credit repair company could be a helpful step toward improving your credit.
Visit their website or call (855) 281-1510 for more details.
