Stern Recovery Services

Who is Stern Recovery Services?

Stern Recovery Services, Inc. (SRS) is a debt collection agency based in Greensboro, North Carolina. Their primary role is to recover unpaid debts on behalf of their clients.

If you see Stern Recovery Services listed on your credit report as a collections account, it means that you have an unpaid debt that has been transferred to them for collection.

Who does Stern Recovery Services collect for?

Stern Recovery Services specializes in medical debt collections. They work primarily with healthcare providers such as hospitals, clinics, and other medical facilities.

Is Stern Recovery Services legit or a scam?

Stern Recovery Services is a legitimate company. They are authorized to collect debts on behalf of their clients. However, it’s important to verify any debts they claim you owe before making any payments.

How can I remove Stern Recovery Services from my credit report?

Collections can hurt your credit score and stay on your credit report for up to seven years, even if you pay them. Paying the collection might even lower your credit score.

However, it is possible to remove a collection account from your credit history before seven years.

(Though debt collectors may not want this widely known, it’s your right to be informed.)

Professional credit repair services assist people in getting their credit back on track.

They can help challenge inaccurate, unfair, or unsubstantiated information on your credit report, including collections, inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.

Get started on the path to better credit today: Fill out the form for a free credit consultation.

Stern Recovery Services, Inc. Contact Information

Address:

Stern Recovery Services, Inc.
1102 Grecade Street
Greensboro, NC 27408

Phone number: (800) 455-0260 or (336) 272-0800

Should I contact or pay Stern Recovery Services?

Before contacting a collection agency, verify that the debt is legitimate and accurately reported. Credit reports can contain errors or list debts that are no longer valid. Also, be aware that making payments on a debt can reset the clock and potentially harm your credit.

The most effective way to deal with Stern Recovery Services is to work with a credit repair professional. They help remove millions of negative items every year from companies like Stern Recovery Services on behalf of their clients.

Will Stern Recovery Services sue me or garnish my wages?

Stern Recovery Services, like any debt collection agency, is entitled to sue you for an unpaid debt. If they win the lawsuit, the court may grant them a judgment that allows them to garnish your wages or levy your bank account to recover the debt. However, this is typically a last resort and happens only after multiple attempts to collect the debt in other ways have failed.

Stern Recovery Services, Inc. Complaints

Many collection agencies have numerous complaints filed with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If you find yourself facing any of these situations with Stern Recovery Services, you should also consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include disputing credit reporting errors and being treated fairly and respectfully by debt collectors.

Your Rights When Dealing with Stern Recovery Services, Inc.

Debt collectors must follow state and federal laws. The Fair Debt Collection Practices Act (FDCPA) prohibits abusive, unfair, or deceptive practices and ensures your rights are protected:

• It is a violation of federal law for Stern Recovery Services to report inaccurate or incomplete information about you.
• You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. They have 30 days to prove the debt is yours and the amount is accurate.
• Stern Recovery Services cannot threaten or harass you, call repeatedly, swear at you, or publicly publish a list of debtors.
• Stern Recovery Services must be honest about who they are and their purpose. They must notify you in writing and verbally that they are a debt collection agency.
• Stern Recovery Services cannot threaten to have you arrested or imprisoned for unpaid debts.

Remove Stern Recovery Services From Your Credit Report Today!

Credit Saint can help you dispute Stern Recovery Services collections. With over 15 years of experience, they have a proven track record of removing incorrect entries for many clients.

If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.

They have helped many people in your situation. Fill out the form on their website or call (855) 281-1510 for a free credit consultation to see what they can do for you.