Is Tucker, Albin & Associates Hurting Your Credit?

Updated

Call for a free consultation to learn how to remove inaccurate negative information from your credit report.

Who is Tucker, Albin & Associates?

Tucker, Albin & Associates, Inc. is a commercial collection agency located in Richardson, Texas. Their work involves helping businesses recover outstanding debts.

If you have an unpaid bill, you might see Tucker, Albin & Associates appear on your credit report as a collections account.

Who does Tucker, Albin & Associates collect for?

Tucker, Albin & Associates serves a variety of local service companies in the pursuit of unpaid debts. Their clientele includes businesses from numerous industries.

Is Tucker, Albin & Associates legit or a scam?

Tucker, Albin & Associates is a legitimate company. They are authorized to collect debts on behalf of their clients. However, it’s important to verify any debts they claim you owe before making any payments.

How can I remove Tucker, Albin & Associates from my credit report?

Collection accounts can impact your credit score for up to seven years, so it’s essential to address them promptly. To remove collections from your report, start by disputing any errors related to the account with the credit bureaus.

If the information is accurate, consider negotiating a “pay-for-delete” agreement, where you offer payment in exchange for the account’s removal. Another option is to work with a credit repair service that specializes in challenging collections.

Ready to Clean Up Your Credit Report?

Learn how credit repair professionals can assist you in disputing inaccuracies on your credit report.

Tucker, Albin & Associates, Inc. Contact Information

Address:

Tucker, Albin & Associates, Inc.
1702 Collins Blvd Ste 100
Richardson, TX 75080

Phone number: (877) 455-4572

Should I contact or pay Tucker, Albin & Associates?

Before contacting a collection agency, verify that the debt is legitimate and accurately reported. Credit reports can contain errors or list debts that are no longer valid. Also, be aware that making payments on a debt can reset the clock and potentially harm your credit.

The most effective way to deal with Tucker, Albin and Associates is to work with a credit repair professional. They help remove millions of negative items every year from companies like Tucker, Albin and Associates on behalf of their clients.

Will Tucker, Albin & Associates sue me or garnish my wages?

Tucker, Albin & Associates, like many collection agencies, has the option to take legal action to collect a debt. If other attempts to collect the debt are unsuccessful, they may choose to file a lawsuit against the debtor.

If they win a lawsuit and obtains a judgment against you, they may have the legal right to garnish your wages or levy your bank account, depending on the laws of your state.

Tucker, Albin & Associates Complaints

Most commercial debt collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most complaints are about inaccurate reporting, harassment, or failure to verify a debt. If you are being harassed, consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include disputing credit reporting errors and being treated fairly and respectfully by debt collectors.

Your Rights When Dealing with Tucker, Albin & Associates

Debt collectors must follow state and federal laws. The Fair Debt Collection Practices Act (FDCPA) prohibits abusive, unfair, or deceptive practices and ensures your rights are protected:

  • It is a violation of federal law for Tucker, Albin & Associates to report inaccurate or incomplete information about you.
  • You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. They have 30 days to prove the debt is yours and the amount is accurate.
  • Tucker, Albin & Associates cannot threaten or harass you, call repeatedly, swear at you, or publicly publish a list of debtors.
  • Tucker, Albin & Associates must be honest about who they are and their purpose. They must notify you in writing and verbally that they are a debt collection agency.
  • Tucker, Albin & Associates cannot threaten to have you arrested or imprisoned for unpaid debts.

Remove Tucker, Albin & Associates From Your Credit Report Today!

Credit Saint offers assistance with disputing Tucker, Albin & Associates collection accounts. With over 15 years of experience, they have worked with clients to address incorrect entries on credit reports.

If managing collection accounts feels overwhelming, working with a trusted credit repair company could be a helpful step toward improving your credit.

Visit their website or call (855) 281-1510 for more details.

Crediful
Meet the author

Crediful is your go-to destination for all things related to personal finance. We're dedicated to helping you achieve financial freedom and make informed financial decisions. Our team of financial experts and enthusiasts brings you articles and resources on topics like budgeting, credit, saving, investing, and more.