Who is Tucker, Albin & Associates?
Tucker, Albin & Associates, Inc. is a commercial collection agency located in Richardson, Texas. Their work involves helping businesses recover outstanding debts.
If you have an unpaid bill, you might see Tucker, Albin & Associates appear on your credit report as a collections account.
Who does Tucker, Albin & Associates collect for?
Tucker, Albin & Associates serves a variety of local service companies in the pursuit of unpaid debts. Their clientele includes businesses from numerous industries.
Is Tucker, Albin & Associates legit or a scam?
Tucker, Albin & Associates is a legitimate company. They are authorized to collect debts on behalf of their clients. However, it’s important to verify any debts they claim you owe before making any payments.
How can I remove Tucker, Albin & Associates from my credit report?
Collections can hurt your credit score and remain on your credit report for up to seven years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.
However, it is possible to remove a collection account from your credit history before seven years.
(While debt collectors may not want this information to be widely known, it’s your right to be informed.)
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In addition to collections, they can help you to challenge other inaccurate, unfair, or unsubstantiated information on your credit report. These items include inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.
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Tucker, Albin & Associates, Inc. Contact Information
Tucker, Albin & Associates, Inc.
1702 Collins Blvd Ste 100
Richardson, TX 75080
Phone number: (877) 455-4572
Should I contact or pay Tucker, Albin & Associates?
It’s best to avoid speaking to a collection agency on the phone. And making payments on the debt will reset the clock. As a result, it could harm your credit rather than improve it. However, sometimes it’s better just to pay the collection account, especially if it’s new, and you’re certain that it’s legit.
The most effective way to deal with Tucker, Albin and Associates is to work with a credit repair professional. They help remove millions of negative items every year from companies like Tucker, Albin and Associates on behalf of their clients.
Will Tucker, Albin & Associates sue me or garnish my wages?
Tucker, Albin & Associates, like many collection agencies, has the option to take legal action to collect a debt. If other attempts to collect the debt are unsuccessful, they may choose to file a lawsuit against the debtor.
If they win a lawsuit and obtains a judgment against you, they may have the legal right to garnish your wages or levy your bank account, depending on the laws of your state.
Tucker, Albin & Associates Complaints
Most commercial debt collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If a debt collector is harassing you, you may want to consider filing a complaint.
You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include the ability to dispute credit reporting errors and to be treated fairly and respectfully by debt collectors.
Your Rights When Dealing with Tucker, Albin & Associates
Debt collectors must abide by state and federal laws in the United States. For example, the FDCPA prohibits a debt collector from using abusive, unfair, or deceptive practices. In addition, it provides you with many rights to ensure that collection agencies don’t take advantage of you. In particular:
- It is a violation of federal law for Tucker, Albin & Associates to report inaccurate or incomplete information about you.
- You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. By law, they have 30 days to prove to you that the debt is really yours and the total amount is accurate.
- Tucker, Albin & Associates may not threaten or harass you, call you repeatedly, swear at you, or publicly publish a list of debtors.
- Tucker, Albin & Associates must be honest about who they are and what they are attempting to do. They must notify you that they are a debt collection agency both orally and in writing.
- Tucker, Albin & Associates cannot threaten to have you arrested or imprisoned over unpaid debts.
Remove Tucker, Albin & Associates From Your Credit Report Today!
Credit Saint can assist you in disputing Tucker, Albin & Associates collection accounts. With years of experience at their disposal, these professionals have a proven track record of effectively removing incorrect entries for countless clients.
If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.
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