If you’ve spotted Tucker, Albin & Associates on your credit report, you’re probably wondering what it means—and how to deal with it. Here’s what you should know.
Who Is Tucker, Albin & Associates?
Tucker, Albin & Associates, Inc. is a commercial debt collection agency based in Richardson, Texas. They help businesses recover money from unpaid invoices and overdue accounts.
If you have an outstanding debt with one of their clients, you might see Tucker, Albin & Associates listed as a collections account on your credit report.
Who Does Tucker, Albin & Associates Collect For?
Tucker, Albin & Associates works with companies across different industries, focusing mostly on commercial debts. That means they typically pursue businesses or individuals who owe money to service providers, vendors, or suppliers.
Is Tucker, Albin & Associates Legit?
Yes, Tucker, Albin & Associates is a legitimate debt collection company. They are authorized to collect debts on behalf of their clients. However, you should always confirm that the debt is valid and belongs to you before taking any action.
How to Remove Tucker, Albin & Associates From Your Credit Report
A collection account can lower your credit score and stay on your credit report for up to seven years. Here’s how you might be able to remove it:
- Check for errors: Dispute any inaccurate information with the credit bureaus. If the account details are wrong, you have the right to request corrections.
- Negotiate a pay-for-delete: In some cases, you can offer to settle the debt in exchange for having the account removed from your credit report. Get any agreement in writing before sending payment.
- Work with credit repair professionals: Credit repair companies can help dispute inaccurate collections and guide you through the process.
Ready to Clean Up Your Credit Report?
Learn how credit repair professionals can assist you in disputing inaccuracies on your credit report.
Should You Contact or Pay Tucker, Albin & Associates?
Before calling or making a payment, verify that the debt is legitimate, belongs to you, and is still within the legal collection period. Making payments on certain debts can restart the statute of limitations, which might lead to more collection activity or legal action.
Many people choose to work with credit repair experts who know how to handle collection agencies like Tucker, Albin & Associates. They remove millions of negative items from credit reports every year, including accounts from companies like this one.
Can Tucker, Albin & Associates Sue You or Garnish Your Wages?
Yes, Tucker, Albin & Associates can take legal action to collect a debt. If they sue you and win, they may be able to garnish your wages or levy your bank account, depending on your state’s laws. Ignoring the situation can lead to more serious consequences, so it’s important to understand your rights.
Tucker, Albin & Associates Complaints
Like many collection agencies, Tucker, Albin & Associates has complaints filed with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Common complaints include:
- Reporting inaccurate information
- Failing to verify debts
- Harassment or aggressive collection tactics
If you believe your rights have been violated, you can file a complaint with the CFPB or BBB.
Your Rights When Dealing With Tucker, Albin & Associates
The Fair Credit Reporting Act (FCRA) and Fair Debt Collection Practices Act (FDCPA) protect you from unfair collection practices. Here’s what the law says:
- Tucker, Albin & Associates cannot report false or incomplete information.
- You can request debt validation. They must provide proof the debt is yours and that the amount is accurate within 30 days of your request.
- They cannot harass, threaten, or use obscene language when contacting you.
- They must clearly state they are a debt collector during phone calls and written communications.
- They cannot threaten arrest or jail for unpaid debts.
Tucker, Albin & Associates Contact Information
Address:
Tucker, Albin & Associates, Inc.
1702 Collins Blvd, Suite 100
Richardson, TX 75080
Phone: (877) 455-4572
Remove Tucker, Albin & Associates From Your Credit Report Today
If you’re ready to clean up your credit, consider working with a trusted credit repair company. Credit Saint has helped thousands of people challenge negative items on their credit reports, including collections from Tucker, Albin & Associates.
They even offer a 90-day money-back guarantee for added peace of mind.
Visit their website or call (855) 281-1510 to learn how they can help.
Brooke Banks is a personal finance writer specializing in credit, debt, and smart money management. She helps readers understand their rights, build better credit, and make confident financial decisions with clear, practical advice.
