Is ZenResolve hurting your credit score?

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Who is ZenResolve?

ZenResolve, LLC is a debt collection agency with offices in Lakeport, California, and Phoenix, Arizona. They work to resolve outstanding debts for their clients.

If you have unpaid bills or unresolved debts, you may come across ZenResolve listed on your credit report as a collections account. This indicates their involvement in attempting to collect the outstanding debt.

Who does ZenResolve collect for?

ZenResolve provides debt collection services for a range of financial institutions, including banks and credit card issuers.

Is ZenResolve legit or a scam?

ZenResolve is a legitimate company. They are authorized to collect debts on behalf of their clients. However, it’s important to verify any debts they claim you owe before making any payments.

How can I remove ZenResolve from my credit report?

Collections can hurt your credit score and remain on your credit report for up to seven years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.

However, it is possible to remove a collection account from your credit history before seven years.

(While debt collectors may not want this information to be widely known, it’s your right to be informed.)

Ready to Raise Your Credit Score?

Learn how credit repair professionals can assist you in disputing inaccuracies on your credit report.

Professional credit repair services work with people who want to get their credit back on track.

In addition to collections, they can help you to challenge other inaccurate, unfair, or unsubstantiated information on your credit report. These items include inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.

Get started on the path to better credit today: Fill out the form for a free credit consultation.

ZenResolve, LLC Contact Information


ZenResolve, LLC
2770 Mission Rancheria Rd. #315
Lakeport, CA 95453

ZenResolve, LLC
4720 E Cotton Gin Loop #135
Phoenix, AZ 85040

Phone number: (800) 225-1375

Should I contact or pay ZenResolve, LLC?

It’s best to avoid speaking to a collection agency on the phone. And making payments on the debt will reset the clock. As a result, it could harm your credit rather than improve it. However, sometimes it’s better just to pay the collection account, especially if it’s new, and you’re certain that it’s legit.

The most effective way to deal with ZenResolve is to work with a credit repair professional. They help remove millions of negative items every year from companies like ZenResolve, LLC on behalf of their clients.

Will ZenResolve, LLC sue me or garnish my wages?

ZenResolve, LLC has the option to pursue legal action to collect unpaid debts. If they decide to sue you and are successful in obtaining a court judgment, they may have the ability to garnish your wages, depending on the laws of your state.

However, it’s important to note that the decision to sue or garnish wages is not automatic or guaranteed. Each case is assessed individually, taking into consideration factors such as the amount of the debt, the likelihood of successful collection, and the policies of ZenResolve, LLC. Not all collection agencies choose to pursue legal action in every situation.

ZenResolve, LLC Complaints

Most collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If a debt collector is harassing you, you may want to consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include the ability to dispute credit reporting errors and to be treated fairly and respectfully by debt collectors.

Your Rights When Dealing with ZenResolve, LLC

Debt collectors must abide by state and federal laws in the United States. For example, the Fair Debt Collection Practices Act prohibits a debt collector from using abusive, unfair, or deceptive practices. In addition, the FDCPA provides you with many rights to ensure that collection agencies don’t take advantage of you. In particular:

  • It is a violation of federal law for ZenResolve, LLC to report inaccurate or incomplete information about you.
  • You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. By law, they have 30 days to prove to you that the debt is really yours and the total amount is accurate.
  • ZenResolve, LLC may not threaten or harass you, call you repeatedly, swear at you, or publicly publish a list of debtors.
  • ZenResolve, LLC must be honest about who they are and what they are attempting to do. They must notify you that they are a debt collection agency both orally and in writing.
  • ZenResolve, LLC cannot threaten to have you arrested or imprisoned over unpaid debts.

Remove ZenResolve From Your Credit Report Today!

Credit Saint can assist you in disputing ZenResolve collection accounts. With years of experience at their disposal, these professionals have a proven track record of effectively removing incorrect entries for countless clients.

If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.

They have helped many people in your situation. Fill out the form on their website or give them a call at (855) 281-1510 for a free credit consultation to see what they can do for you.

Ready to Repair Your Credit?

Learn how to get help disputing errors on your credit report that could be hurting your credit score.