Who is Account Solutions Group?
Account Solutions Group, LLC (ASG), aka Firstsource Advantage, LLC, is a debt collection agency located in Buffalo, New York. They specialize in collecting debt in the following industries:
- banking and financial
- auto financing
- education (student loans)
You may see ASG listed on your credit report as a collections account. This can happen if you didn’t pay a bill.
Is ASG Recovers the same as ASG Solutions, LLC?
No, ASG Solutions, LLC is a complete different debt collection agency. They have nothing to do with ASG Recovers, aka ASG Recoveries.
ASG Recovers is allegedly a debt collection scam. They recently got sued by The Commissioner of Financial Protection and Innovation.
How can I remove Account Solutions Group from my credit report?
Collections can hurt your credit score and remain on your credit report for up to seven years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.
However, it is possible to remove a collection account from your credit history before seven years.
(While debt collectors may not want this information to be widely known, it’s your right to be informed.)
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In addition to collections, they can help you to challenge other inaccurate, unfair, or unsubstantiated information on your credit report. These items include inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.
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Account Solutions Group, LLC Information
Account Solutions Group, LLC
205 Bryant Woods S
Buffalo, NY 14228
Account Solutions Group, LLC
P.O. Box 628
Buffalo, NY 14240-0628
Phone number: (800) 486-9164 or (716) 564-4400
Should I contact or pay ASG Collection Agency?
It’s best to avoid speaking to a collection agency on the phone. And making payments on the debt will reset the clock. As a result, it could harm your credit rather than improve it. However, sometimes it’s better just to pay the collection account, especially if it’s new, and you’re certain that it’s legit.
The most effective way to deal with Account Solutions Group is to work with a credit repair professional. They help remove millions of negative items every year from companies like Account Solutions Group, LLC on behalf of their clients.
Will Account Solutions Group, LLC sue me or garnish my wages?
Account Solutions Group, LLC has the legal authority to take action to recover the debts they are managing, which can include filing a lawsuit. If they choose to sue and the court rules in their favor, they could obtain a judgment that allows them to garnish your wages or levy your bank account to recover the money owed.
However, keep in mind that lawsuits are typically a last resort for debt collectors. The process of suing is costly and time-consuming, so many collectors prefer to work out a payment plan with the debtor instead.
Account Solutions Group, LLC Complaints
Most collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If a debt collector is harassing you, you may want to consider filing a complaint.
You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include the ability to dispute credit reporting errors and to be treated fairly and respectfully by debt collectors.
Your Rights When Dealing with Account Solutions Group
Debt collectors must abide by state and federal laws in the United States. For example, the Fair Debt Collection Practices Act prohibits a debt collector from using abusive, unfair, or deceptive practices. In addition, the FDCPA provides you with many rights to ensure that collection agencies don’t take advantage of you. In particular:
- It is a violation of federal law for Account Solutions Group to report inaccurate or incomplete information about you.
- You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. By law, they have 30 days to prove to you that the debt is really yours and the total amount is accurate.
- ASG Collection Agency may not threaten or harass you, call you repeatedly, swear at you, or publicly publish a list of debtors.
- ASG Collection Agency must be honest about who they are and what they are attempting to do. They must notify you that they are a debt collection agency both orally and in writing.
- ASG Collection Agency cannot threaten to have you arrested or imprisoned over unpaid debts.
Remove Account Solutions Group From Your Credit Report Today!
Credit Saint can assist you in disputing Account Solutions Group collection accounts. With years of experience at their disposal, these professionals have a proven track record of effectively removing incorrect entries for countless clients.
If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.
Ready to Repair Your Credit?
Learn how to get help disputing errors on your credit report that could be hurting your credit score.
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