Malen & Associates, P.C.

Is Malen & Associates, P.C. hurting your credit score?

Schedule a complimentary credit consultation to find out how you can eliminate inaccurate and questionable negative information from your credit report.

Who is Malen & Associates, P.C.?

Malen & Associates, P.C. is a debt collection law firm that operates out of Westbury, New York. Their primary business activity revolves around collecting unpaid debts on behalf of their clients.

If you notice their name on your credit report, it typically indicates that you have an outstanding bill or debt that has been transferred to them for recovery.

Who does Malen & Associates collect for?

Malen & Associates provides collection services for a broad range of clients, typically those referred to as original creditors. These could be companies or individuals that have extended credit or provided services without receiving payment.

Their client list may include banks, credit card companies, healthcare providers, utility companies, or other businesses that offer credit terms to their customers.

Is Malen & Associates legit or a scam?

Malen & Associates is a legitimate company. However, their aggressive collection methods, such as repeated phone calls, emails, or text messages, can sometimes lead individuals to question their legitimacy.

How can I remove Malen & Associates from my credit report?

Collections can hurt your credit score and remain on your credit report for up to seven years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.

However, it is possible to remove a collection account from your credit history before seven years.

(While debt collectors may not want this information to be widely known, it’s your right to be informed.)

Ready to Raise Your Credit Score?

Learn how credit repair professionals can assist you in disputing inaccuracies on your credit report.

Professional credit repair services work with people who want to get their credit back on track.

In addition to collections, they can help you to challenge other inaccurate, unfair, or unsubstantiated information on your credit report. These items include inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.

Get started on the path to better credit today: Fill out the form for a free credit consultation.

Malen & Associates, P.C. Contact Information


Malen & Associates, P.C.
123 Frost Street, Suite 203
Westbury, NY 11590

Phone number: (516) 334-3500 or (888) 461-2910

Should I contact or pay Malen & Associates?

It’s best to avoid speaking to a collection agency on the phone. And making payments on the debt will reset the clock. As a result, it could harm your credit rather than improve it. However, sometimes it’s better just to pay the collection account, especially if it’s new, and you’re certain that it’s legit.

The most effective way to deal with Malen & Associates is to work with a credit repair professional. They help remove millions of negative items every year from companies like Malen & Associates on behalf of their clients.

Will Malen & Associates sue me or garnish my wages?

Malen & Associates has the legal authority to sue individuals for unpaid debts. If they decide to sue and a judgment is entered in their favor, they may be able to levy your bank account, garnish your wages, or place a lien on your property.

However, this is typically a last resort after numerous attempts to collect the debt amicably have failed. Prior to this, you should receive multiple notifications and opportunities to pay or dispute the debt.

Malen & Associates, PC Complaints

Most collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If a debt collector is harassing you, you may want to consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include the ability to dispute credit reporting errors and to be treated fairly and respectfully by debt collectors.

Your Rights When Dealing with Malen & Associates, PC

Debt collectors must abide by state and federal laws in the United States. For example, the Fair Debt Collection Practices Act prohibits a debt collector from using abusive, unfair, or deceptive practices. In addition, the FDCPA provides you with many rights to ensure that collection agencies don’t take advantage of you. In particular:

  • It is a violation of federal law for Malen & Associates, PC to report inaccurate or incomplete information about you.
  • You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. By law, they have 30 days to prove to you that the debt is really yours and the total amount is accurate.
  • Malen & Associates, PC may not threaten or harass you, call you repeatedly, swear at you, or publicly publish a list of debtors.
  • Malen & Associates, PC must be honest about who they are and what they are attempting to do. They must notify you that they are a debt collection agency both orally and in writing.
  • Malen & Associates, PC cannot threaten to have you arrested or imprisoned over unpaid debts.

Remove Malen & Associates, PC From Your Credit Report Today!

Credit Saint can assist you in disputing Malen & Associates, PC collection accounts. With years of experience at their disposal, these professionals have a proven track record of effectively removing incorrect entries for countless clients.

If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.

They have helped many people in your situation. Fill out the form on their website or give them a call at (855) 281-1510 for a free credit consultation to see what they can do for you.

Ready to Repair Your Credit?

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