Malen & Associates, P.C.


Is Malen & Associates, P.C. hurting your credit score?

Schedule a free consultation to learn how to eliminate inaccurate and questionable negative information from your credit report.

Who is Malen & Associates, P.C.?

Malen & Associates, P.C. is a debt collection law firm that operates out of Westbury, New York. Their primary business activity revolves around collecting unpaid debts on behalf of their clients.

If you notice their name on your credit report, it typically indicates that you have an outstanding bill or debt that has been transferred to them for recovery.

Who does Malen & Associates collect for?

Malen & Associates provides collection services for a broad range of clients, typically those referred to as original creditors. These could be companies or individuals that have extended credit or provided services without receiving payment.

Their client list may include banks, credit card companies, healthcare providers, utility companies, or other businesses that offer credit terms to their customers.

Is Malen & Associates legit or a scam?

Malen & Associates is a legitimate company. However, their aggressive collection methods, such as repeated phone calls, emails, or text messages, can sometimes lead individuals to question their legitimacy.

How can I remove Malen & Associates from my credit report?

Collections can hurt your credit score and stay on your credit report for up to seven years, even if you pay them. Paying the collection might even lower your credit score.

However, it is possible to remove a collection account from your credit history before seven years.

(Though debt collectors may not want this widely known, it’s your right to be informed.)

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They can help challenge inaccurate, unfair, or unsubstantiated information on your credit report, including collections, inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.

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Malen & Associates, P.C. Contact Information


Malen & Associates, P.C.
123 Frost Street, Suite 203
Westbury, NY 11590

Phone number: (516) 334-3500 or (888) 461-2910

Should I contact or pay Malen & Associates?

Before contacting a collection agency, verify that the debt is legitimate and accurately reported. Credit reports can contain errors or list debts that are no longer valid. Also, be aware that making payments on a debt can reset the clock and potentially harm your credit.

The most effective way to deal with Malen & Associates is to work with a credit repair professional. They help remove millions of negative items every year from companies like Malen & Associates on behalf of their clients.

Will Malen & Associates sue me or garnish my wages?

Malen & Associates has the legal authority to sue individuals for unpaid debts. If they decide to sue and a judgment is entered in their favor, they may be able to levy your bank account, garnish your wages, or place a lien on your property.

However, this is typically a last resort after numerous attempts to collect the debt amicably have failed. Prior to this, you should receive multiple notifications and opportunities to pay or dispute the debt.

Malen & Associates, PC Complaints

Many collection agencies have numerous complaints filed with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most complaints are about inaccurate reporting, harassment, or failure to verify a debt. If you are being harassed, consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include disputing credit reporting errors and being treated fairly and respectfully by debt collectors.

Your Rights When Dealing with Malen & Associates, PC

Debt collectors must follow state and federal laws. The Fair Debt Collection Practices Act (FDCPA) prohibits abusive, unfair, or deceptive practices and ensures your rights are protected:

  • It is a violation of federal law for Malen & Associates, PC to report inaccurate or incomplete information about you.
  • You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. They have 30 days to prove the debt is yours and the amount is accurate.
  • Malen & Associates, PC cannot threaten or harass you, call repeatedly, swear at you, or publicly publish a list of debtors.
  • Malen & Associates, PC must be honest about who they are and their purpose. They must notify you in writing and verbally that they are a debt collection agency.
  • Malen & Associates, PC cannot threaten to have you arrested or imprisoned for unpaid debts.

Remove Malen & Associates, PC From Your Credit Report Today!

Credit Saint can help you dispute Malen & Associates, PC collection accounts. With over 15 years of experience, they have a proven track record of removing incorrect entries for many clients.

If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.

They have helped many people in your situation. Fill out the form on their website or call (855) 281-1510 for a free credit consultation to see what they can do for you.

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Meet the author

Crediful is your go-to destination for all things related to personal finance. We're dedicated to helping you achieve financial freedom and make informed financial decisions. Our team of financial experts and enthusiasts brings you articles and resources on topics like budgeting, credit, saving, investing, and more.