Collection Professionals, Inc.


Is Collection Professionals, Inc. hurting your credit score?

Schedule a free credit consultation to find out how you can eliminate inaccurate and questionable negative information from your credit report.

Who is Collection Professionals, Inc.?

Collection Professionals, Inc. (CPI) is a debt collection agency with three locations in Illinois: LaSalle, Joliet, and Macomb. Their mission is to assist businesses in recouping unpaid debts.

If you’ve been unable to pay a bill and the original creditor was unsuccessful in their attempts to collect, your account might have been passed over to a collection agency like CPI. Therefore, you may see Collection Professionals, Inc. listed on your credit report as a collections account.

Who does Collection Professionals, Inc. collect for?

Collection Professionals, Inc. offers a range of collection services, with a particular focus on NSF (Non-Sufficient Funds) check and general debt recovery. NSF check recovery services are targeted at businesses that have received checks that were returned due to insufficient funds in the debtor’s account. In these instances, CPI works to recover the amount due on behalf of their clients.

Their general debt recovery services cover a variety of debts, such as unpaid medical bills, overdue credit card bills, delinquent loans, and more.

Is Collection Professionals, Inc. legit or a scam?

Collection Professionals, Inc. is a legitimate company. They are authorized to collect debts on behalf of their clients. However, it’s important to verify any debts they claim you owe before making any payments.

How can I remove Collection Professionals, Inc. from my credit report?

Collections can hurt your credit score and remain on your credit report for up to seven years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.

However, it is possible to remove a collection account from your credit history before seven years.

(While debt collectors may not want this information to be widely known, it’s your right to be informed.)

Ready to Raise Your Credit Score?

Learn how credit repair professionals can assist you in disputing inaccuracies on your credit report.

Professional credit repair services work with people who want to get their credit back on track.

In addition to collections, they can help you to challenge other inaccurate, unfair, or unsubstantiated information on your credit report. These items include inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.

Get started on the path to better credit today: Fill out the form for a free credit consultation.

Collection Professionals, Inc. Contact Information


LaSalle Office
723 First Street
LaSalle, IL 61301

Joliet Office
1256 W. Jefferson
Joliet, IL 60435

Macomb Office
400 N. Dudley St.
Macomb, IL 61455

Phone number: (800) 383-0024, (815) 722-6300, or (800) 383-0023

Should I contact or pay Collection Professionals, Inc.?

Before contacting a collection agency, verify that the debt is legitimate and accurately reported. Sometimes, credit reports contain errors or list debts that are no longer valid. Also, be aware that making payments on a debt can reset the clock. As a result, it could harm your credit rather than improve it.

The most effective way to deal with a collection agency is to work with a credit repair professional. They help remove millions of negative items every year from companies like Collection Professionals, Inc. on behalf of their clients.

Will Collection Professionals, Inc. sue me or garnish my wages?

Whether Collection Professionals, Inc., or any debt collection agency, will sue you or garnish your wages is subject to several factors. These factors may include the size and nature of your debt, your payment history, and the laws in your specific state.

Generally, when a debt remains unpaid, debt collection agencies may resort to legal action against the debtor. If a lawsuit is successful, the court may issue a judgment allowing the debt collector to garnish the debtor’s wages.

Collection Professionals, Inc. Complaints

Most collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If a debt collector is harassing you, you may want to consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include the ability to dispute credit reporting errors and to be treated fairly and respectfully by debt collectors.

Your Rights When Dealing with Collection Professionals, Inc.

Debt collectors must abide by state and federal laws in the United States. For example, the FDCPA prohibits a debt collector from using abusive, unfair, or deceptive practices. In addition, it provides you with many rights to ensure that collection agencies don’t take advantage of you. In particular:

  • It is a violation of federal law for Collection Professionals, Inc. to report inaccurate or incomplete information about you.
  • You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. By law, they have 30 days to prove to you that the debt is really yours and the total amount is accurate.
  • Collection Professionals, Inc. may not threaten or harass you, call you repeatedly, swear at you, or publicly publish a list of debtors.
  • Collection Professionals, Inc. must be honest about who they are and what they are attempting to do. They must notify you that they are a debt collection agency both orally and in writing.
  • Collection Professionals, Inc. cannot threaten to have you arrested or imprisoned over unpaid debts.

Remove Collection Professionals, Inc. From Your Credit Report Today!

Credit Saint can assist you in disputing Collection Professionals, Inc. collection accounts. With years of experience at their disposal, these professionals have a proven track record of effectively removing incorrect entries for countless clients.

If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.

They have helped many people in your situation. Fill out the form on their website or give them a call at (855) 281-1510 for a free credit consultation to see what they can do for you.

Ready to Repair Your Credit?

Learn how to get help disputing errors on your credit report that could be hurting your credit score.

Meet the author

Crediful is your go-to destination for all things related to personal finance. We're dedicated to helping you achieve financial freedom and make informed financial decisions. Our team of financial experts and enthusiasts brings you articles and resources on topics like budgeting, credit, saving, investing, and more.